7421 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7421 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,450 sqft · built 1924
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Aug 2021)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0141-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0141-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	464 sqft
Upper Floors Area	792 sqft
Basement Area	986 sqft
Finished Basement	231 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	202 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7421 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD AVE 50 X 202.30 IRR LOT 44 L LISTERMANS 1ST SUB
Legal Subdivision	L LISTERMANS 1ST SUB
Legal Lot Number	44
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2006
Census Tract	21702

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7421 BERNARD AVE, CINCINNATI, OH 45231-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Dec 26, 2002 · Amount on Record
Deed Document Number	0000093282
Deed Book / Page	14471 / 3179
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2021
Property Address	7421 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000093282
Book / Page	14471 / 3179
Map Reference	MB 1 PG 8
Instrument Date	Jun 30, 2021
Instrument	2021-0093282
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7421 BERNARD AVE, CINCINNATI, OH 45231-4405

Mortgage

Document Number	0000093283
Date	Aug 2, 2021
Instrument	2021-0093283

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00 (+0.26%)	$74,200 (-) Land $7,350 Building $66,850
2024	$3,887.00 (-0.64%)	$74,200 (-) Land $7,350 Building $66,850
2023	$3,912.00 (+106.11%)	$74,200 (+189.69%) Land $7,350 Building $66,850	$212,000 (+189.7%) Land $21,000 Building $191,000
2022	$1,898.00 Homeowner's exemption	$25,614 Land $5,933 Building $19,681
2020			$73,180 Land $16,950 Building $56,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20