7420 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7420 Bernard Ave, Cincinnati, OH 45231 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,740 sqft · built 1925
Lot Size	0.221 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (Aug 2023)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0200-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0200-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	1,064 sqft
2nd Floor Area	676 sqft
Basement Area	1,064 sqft
Finished Basement	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,670 sqft (0.221 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Porch	Porch
Porch Area	368 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7420 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD 50 X 192 LOT 15 L LISTERMANS 1ST SUB
Legal Subdivision	L LISTERMANS 1ST SUB
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2007
Census Tract	21702

Owner

Source: Hamilton County records · APN 593-0008-0200-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7420 BERNARD AVE, CINCINNATI, OH 45231-4406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · VA Mortgage KIND LENDING LLC
May 10, 2022	Transfer on Death Deed, Transfer
Jul 16, 2021	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	0000059061
Deed Book / Page	14984 / 404
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2023
Property Address	7420 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number	0000059061
Book / Page	14984 / 404
Map Reference	MB 1 PG 8
Instrument Date	Aug 19, 2023
Instrument	2023-0059061
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 BERNARD AVE, CINCINNATI, OH 45231-4406

Mortgage

Document Number	0000059062
Date	Aug 22, 2023
Instrument	2023-0059062

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 10, 2022
Property Address	7420 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number	0000046765
Book / Page	14664 / 1762
Map Reference	MB 1 PG 8
Instrument Date	May 04, 2022
Instrument	2022-0046765
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2021
Property Address	7420 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number	0000086944
Book / Page	14460 / 2355
Map Reference	MB 1 PG 8
Instrument Date	Jul 09, 2021
Instrument	2021-0086944
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 BERNARD AVE, CINCINNATI, OH 45231-4406

Mortgage

Document Number	0000086945
Date	Jul 16, 2021
Instrument	2021-0086945

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,879.00 (+0.12%)	$92,750 (-) Land $7,203 Building $85,547
2024	$4,873.00 (-0.55%)	$92,750 (-) Land $7,203 Building $85,547
2023	$4,900.00 (+154.81%)	$92,750 (+259.84%) Land $7,203 Building $85,547	$265,000 (+259.86%) Land $20,580 Building $244,420
2022	$1,923.00 Homeowner's exemption	$25,775 Land $5,814 Building $19,961
2020			$73,640 Land $16,610 Building $57,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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