1. Home
  2. California
  3. Santa Cruz County
  4. Aptos
  5. Viewpoint Rd

7420 Viewpoint Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 7420 Viewpoint Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,013 sqft · built 1984
Lot Size0.265 acres (11,543 sqft)
OwnerIndividual Name on File
Last Sale$1,480,000 (Jun 2018)
Tax Bill$20,863 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN039-531-06

Property Details

APN / Parcel Number

Primary APN039-531-06
Alternative APN
  • 039-531-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,013 sqft Living Area
Gross Area2,589 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area11,543 sqft (0.265 acres)
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area477 sqft
Patio Area477 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7420 VIEWPOINT RD
CityAPTOS
StateCA
Zip95003-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS TERRACE
Legal Lot Number57
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract122004

Owner

Source: Santa Cruz County records · APN 039-531-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7420 VIEWPOINT RD, APTOS, CA 95003-3343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jun 25, 2018Grant Deed, Transfer
DECARLO FAMILY TRUST (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Prior SaleMay 29, 2002 · Amount on Record
Deed Document Number201819294
Prior Transfer DateDec 24, 2014
Prior Transfer Doc0000000497
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7420 VIEWPOINT RD, APTOS, CA 95003-3343
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFATC SALINAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015863
DateMay 15, 2017
Instrument2017-0015863
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7420 VIEWPOINT RD, APTOS, CA 95003-3343
Document Number0000019749
Instrument DateJun 02, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7420 VIEWPOINT RD APTOS CA 950033343, APTOS, CA 95003-3343

Mortgage

Document Number0000019749
DateJun 08, 2020
Instrument19749
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2050

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 25, 2018
Property Address7420 VIEWPOINT RD, APTOS, CA 95003-3343
Document Number0000019294
Instrument DateJun 12, 2018
Instrument19294
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,628.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7420 VIEWPOINT RD APTOS CA 950033343, APTOS, CA 95003-3343

Mortgage

Document Number19295
DateJun 25, 2018
Instrument19295
Lender
NameDECARLO FAMILY TRUST (PT)
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,717,667 (+2%) Land $1,137,374 Building $580,293
2025$20,863.00 (+9.98%) Homeowner's exemption$1,683,988 (+4.04%) Land $1,115,073 Building $568,915
2023$18,970.00 (+1.99%) Homeowner's exemption$1,618,596 Land $1,071,773 Building $546,823$1,545,120
2022$18,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Etheric Communications, LLC., Verizon, Surfnet Communications, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Viewpoint Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures