Santa Cruz County property record for 7380 Viewpoint Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,561 sqft · built 1963 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,297 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-531-03 |
| Primary APN | 039-531-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,561 sqft Living Area |
| Gross Area | 3,975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 13,504 sqft (0.31 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 386 sqft |
| Patio Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7380 VIEWPOINT RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | LOT 58,59 |
| Legal Subdivision | APTOS RHO |
| Legal Lot Number | 59 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1732, APTOS, CA 95001-1732 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| May 19, 2021 | Intrafamily Transfer, Transfer |
| Feb 5, 2021 | Intrafamily Transfer, Transfer |
| Jan 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Jul 10, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Jul 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000007101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000022221 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023-0022221 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 12.3% |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000013436 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-0013436 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000052909 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-0052909 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 19, 2021 |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000028327 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021-0028327 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1732, APTOS, CA 95001-1732 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 5, 2021 |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000007101 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021-0007101 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1732, APTOS, CA 95001-1732 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 14, 2020 |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000001431 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 2020-0001431 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1732, APTOS, CA 95001-1732 |
| Document Number | 0000001432 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2020-0001432 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 10, 2018 |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000020977 |
| Instrument Date | May 31, 2018 |
| Instrument | 20977 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 1732 APTOS CA 950011732, APTOS, CA 95001-1732 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 10, 2018 |
| Property Address | 7380 VIEWPOINT RD, APTOS, CA 95003-3307 |
| Document Number | 0000020978 |
| Instrument Date | May 31, 2018 |
| Instrument | 20978 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7380 VIEWPOINT RD APTOS CA 950033307, APTOS, CA 95003-3307 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,610 (+2%) Land $36,952 Building $449,658 | ||
| 2025 | $7,297.00 (+153.72%) | $477,068 (+283.05%) Land $36,227 Building $440,841 | |
| 2023 | $2,876.00 (+3.45%) | $124,543 Land $34,820 Building $89,723 | $2,046,510 |
| 2022 | $2,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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