Hamilton County property record for 7420 Joseph St, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,765 sqft · built 1902 |
| Lot Size | 0.385 acres (16,814 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0007-0180-00 |
| Primary APN | 593-0007-0180-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 942 sqft |
| 2nd Floor Area | 823 sqft |
| Basement Area | 823 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,814 sqft (0.385 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Porch | Porch |
| Porch Area | 177 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 7420 JOSEPH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7420 JOSEPH ST 110 X 150 LOTS 45-46 PT 47 F C WRIGHT SUB PARS 180-181- 182 CONS |
| Legal Subdivision | F C WRIGHT SUB |
| Legal Lot Number | 45-46 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21702 |
7420 Joseph St is owned and occupied by two individuals who acquired it in October 1986.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7420 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 18, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1986 |
| Deed Sale | Oct 1, 1986 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7420 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7420 JOSEPH ST, MOUNT HEALTHY, OH 45231-4438 |
| Document Number | 0000132467 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 14535/3148 |
| Instrument | 2021-0132467 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 18, 2022 |
| Property Address | 7420 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Document Number | 0000018726 |
| Book / Page | 14608 / 3654 |
| Map Reference | MB 14 PG 99 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022-0018726 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7420 JOSEPH ST, CINCINNATI, OH 45231-4438 |
The 2025 property tax bill for 7420 Joseph St was $2,799 with a homeowner's exemption, up 0.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (+0.25%) Homeowner's exemption | $63,522 (-) Land $13,633 Building $49,889 | |
| 2024 | $2,792.00 (-2.24%) Homeowner's exemption | $63,522 (-) Land $13,633 Building $49,889 | |
| 2023 | $2,856.00 (+93.5%) Homeowner's exemption | $63,522 (+120.31%) Land $13,633 Building $49,889 | $181,490 Land $38,950 Building $142,540 |
| 2022 | $1,476.00 Homeowner's exemption | $28,833 Land $11,389 Building $17,444 | |
| 2020 | $82,380 Land $32,540 Building $49,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7420 Joseph St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7420 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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