7420 Fruit Hill Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 7420 Fruit Hill Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,999 sqft · built 1961
Lot Size	0.556 acres (24,219 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Apr 2017)
Tax Bill	$6,064 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0282-0053-00`

Property Details

APN / Parcel Number

Primary APN	`500-0282-0053-00`
Alternative APN	`200906685`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
Gross Area	3,431 sqft
1st Floor Area	1,173 sqft
2nd Floor Area	826 sqft
Basement Area	991 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	24,219 sqft (0.556 acres)
Lot Dimensions	264 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7420 FRUIT HILL LN
City	CINCINNATI
State	OH
Zip	45230-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRUITHILL LE 25 X 264.52 IRR LOT 31 COLLINSDALE ACS SUB
Legal Subdivision	COLLINSDALE ACS SUB
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2005
Census Tract	25001

Owner

7420 Fruit Hill Ln is owned and occupied by an individual who bought it in April 2017.

Source: Hamilton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7420 FRUIT HILL LN, CINCINNATI, OH 45230-2346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Apr 17, 2017	Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Document Number	201733650
Deed Book / Page	13397 / 1858
Prior Transfer Date	Jul 24, 1999
Prior Transfer Doc	0000151238
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2026
Property Address	7420 FRUIT HILL LN, CINCINNATI, OH 45230-2346
Document Number	0000038380
Book / Page	15668 / 1192
Instrument Date	Apr 30, 2026
Instrument	202638380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 FRUIT HILL LN, CINCINNATI, OH 45230-2346

Mortgage

Document Number	0000038380,
Date	May 18, 2026
Book Page	15668/1192
Instrument	202638380

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 17, 2017
Property Address	7420 FRUIT HILL LN, CINCINNATI, OH 45230-2346
Document Number	0000033650
Book / Page	13397 / 01858
Map Reference	PB 97 PG 59
Instrument Date	Apr 6, 2017
Instrument	17-0033650
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 FRUIT HILL LN, CINCINNATI, OH 45230-2346

Mortgage

Document Number	, 17-0033651
Date	Apr 17, 2017
Instrument	17-0033651

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7420 Fruit Hill Ln was $6,064, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,064.00 (+2.88%)	$96,940 (-) Land $15,330 Building $81,610	$276,970 Land $43,800 Building $233,170
2024	$5,894.00 (+5.14%)	$96,940 (-) Land $15,330 Building $81,610
2023	$5,606.00 (+3.45%)	$96,940 (+16.16%) Land $15,330 Building $81,610	$276,970 Land $43,800 Building $233,170
2022	$5,419.00 Homeowner's exemption	$83,451 Land $10,283 Building $73,168
2020			$238,430 Land $29,380 Building $209,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7420 Fruit Hill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7420 Fruit Hill Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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