7420 Balancing Rock Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7420 Balancing Rock Ct, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,024 sqft · built 1998
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Nov 2008)
Tax Bill	$2,718 (2024)
Deeds & Mortgages	Feb 2025 Second Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-074-20`

Property Details

APN / Parcel Number

Primary APN	`047-074-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	916 sqft
Upper Floors Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,576 sqft (0.128 acres)
Garage Area	240 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7420 BALANCING ROCK CT
City	CHARLOTTE
State	NC
Zip	28262-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	L106 M28-837
Legal Subdivision	SILVERSTONE PH 02
Legal Block	4
Legal Lot Number	106
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10012 UNIVERSITY PARK LN, CHARLOTTE, NC 28213-4098
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2025	Intrafamily Transfer, Transfer
May 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2008 · Amount on Record
Deed Sale	Nov 7, 2008 · Amount on Record
Prior Sale	Dec 7, 1998 · Amount on Record
Deed Document Number	2008177582
Deed Book / Page	24247 / 14
Last Transfer Date	Jan 17, 2025
Transfer Doc	0000007801
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015422
Date	Feb 20, 2025
Book Page	39391/920
Instrument	2025015422

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2045

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236

Mortgage

Document Number	0000072637
Date	Jul 22, 2025
Book Page	39735/487
Instrument	2025072637

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 21, 2026
Property Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Document Number	0000040840
Book / Page	40361 / 902
Instrument Date	Apr 16, 2026
Instrument	202640840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236

Mortgage

Document Number	0000040840,
Date	Apr 21, 2026
Book Page	40361/902
Instrument	202640840

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 28, 2025
Property Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Document Number	0000007801
Book / Page	39348 / 439
Map Reference	MB 28 PG 837
Instrument Date	Jan 17, 2025
Instrument	2025007801
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10012 UNIVERSITY PARK LN, CHARLOTTE, NC 28213-4098

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7420 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Document Number	0000064893
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7420 BALANCING ROCK CT CHARLOTTE NC 282624236, CHARLOTTE, NC 28262-4236

Mortgage

Document Number	0000064893
Date	May 7, 2020
Book Page	034551/000001
Instrument	64893

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,800 Land $70,000 Building $268,800	$338,800 Land $70,000 Building $268,800
2024	$2,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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