7419 Balancing Rock Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7419 Balancing Rock Ct, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,750 sqft · built 1998
Lot Size	0.181 acres (7,902 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (May 2004)
Tax Bill	$3,075 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-074-57`

Property Details

APN / Parcel Number

Primary APN	`047-074-57`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,750 sqft Heated Area
Gross Area	2,022 sqft
1st Floor Area	792 sqft
Upper Floors Area	958 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,902 sqft (0.181 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-074-57
Street Address	7419 BALANCING ROCK CT
City	CHARLOTTE
State	NC
Zip	28262-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L69 M28-837
Legal Subdivision	SILVERSTONE PH 02
Legal Lot Number	69
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7419 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HRBC INC
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit MECHANICS & FARMERS BANK
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2004 · Amount on Record
Deed Sale	May 27, 2004 · Amount on Record
Prior Sale	Aug 17, 1998 · Amount on Record
Deed Document Number	0017261825
Deed Book / Page	17261 / 825
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7419 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043763
Date	Mar 22, 2022
Book Page	37173/368
Instrument	2022043763

Lender

Name	HRBC INC
Type	Non-Lending Institution
Address	EL DORADO HILLS, CA 95762

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7419 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7419 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236

Mortgage

Document Number	0000028820
Date	Apr 1, 2024
Book Page	38727/88
Instrument	2024028820

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7419 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NONE AVAILABLE.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134254
Date	Oct 25, 2018
Book Page	33065/772
Instrument	2018134254

Lender

Name	MECHANICS & FARMERS BANK
Type	Bank
Address	CHARLOTTE, NC 28216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7419 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081376
Date	Jun 28, 2019
Book Page	33629/384
Instrument	2019081376

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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