742 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 742 S 3rd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,298 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Apr 2022)
Tax Bill	$4,802 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-479-040`

Property Details

APN / Parcel Number

Primary APN	`08-22-479-040`

Exterior

Lot Area	8,298 sqft (0.19 acres)

Location & Zoning

Account Number	0822479040
Street Address	742 S 3RD ST
City	DEKALB
State	IL
Zip	60115-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - BLK 8 - GRIFFITHS ADDITION & PT LOT 16 - THOMPSONS ADDITION
Legal Subdivision	GRIFFITHS ADDITION
Legal Block	8
Legal Lot Number	10,16
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3016
Census Tract	1300

Owner

742 S 3rd St is owned and occupied by two individuals who bought it in April 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	742 S 3RD ST, DEKALB, IL 60115-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/CHAPEL HILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Jun 9, 2015 · Amount on File
Deed Document Number	20223481
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 5, 2022
Property Address	742 S 3RD ST, DEKALB, IL 60115-4126
Document Number	0000003481
Map Reference	MB D PG 13
Instrument Date	Mar 29, 2022
Instrument	2022003481
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	742 S 3RD ST, DEKALB, IL 60115-4126

Mortgage

Document Number	0000003482
Date	Apr 5, 2022
Instrument	2022003482

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	742 S 3RD ST, DEKALB, IL 60115-4126
Document Number	0000001979
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 S 4TH ST DEKALB IL 601154410, DEKALB, IL 60115-4410

Mortgage

Document Number	0000001979
Date	Mar 5, 2018
Instrument	1979

Lender

Name	FIRST ST BK/CHAPEL HILL
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 4, 2043

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,010 Land $8,455 Building $57,555	$198,030 Land $25,365 Building $172,665
2024	$4,802.00
2023		$52,557 Land $6,732 Building $45,825	$157,671 Land $20,196 Building $137,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 742 S 3rd St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 742 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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