738 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 738 S 3rd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,275 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Aug 2024)
Tax Bill	$3,991 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-479-014`

Property Details

APN / Parcel Number

Primary APN	`08-22-479-014`

Exterior

Lot Area	8,275 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Location & Zoning

Account Number	0822479014
Street Address	738 S 3RD ST
City	DEKALB
State	IL
Zip	60115-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 - BLK 1 - GRIFFITHS ADDITION
Legal Subdivision	GRIFFITHS ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3016
Census Tract	1300

Owner

Source: DeKalb County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 1/2 FRANKLIN ST, DEKALB, IL 60115-3848
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 22, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	20246121
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 26, 2022
Property Address	738 S 3RD ST, DEKALB, IL 60115-4126
Document Number	0000008344
Map Reference	MB D PG 13
Instrument Date	Aug 20, 2022
Instrument	2022008344
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 S 3RD ST, DEKALB, IL 60115-4126

Mortgage

Document Number	0000008345
Date	Aug 26, 2022
Instrument	2022008345

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	738 S 3RD ST, DEKALB, IL 60115-4126
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004716
Date	Apr 13, 2021
Instrument	2021004716

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 22, 2018
Property Address	738 S 3RD ST, DEKALB, IL 60115-4126
Document Number	0000008019
Instrument Date	Aug 20, 2018
Instrument	8019
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 S 3RD ST DEKALB IL 601154126, DEKALB, IL 60115-4126

Mortgage

Document Number	8020
Date	Aug 22, 2018
Instrument	8020

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,430 (+25.6%) Land $8,455 Building $52,975	$184,290 (+25.6%) Land $25,365 Building $158,925
2024	$3,991.00
2023		$48,911 Land $6,732 Building $42,179	$146,733 Land $20,196 Building $126,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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