742 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 742 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 775 sqft · built 1955
Lot Size	0.142 acres (6,204 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Oct 2020)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-479-010`

Property Details

APN / Parcel Number

Primary APN	`15-27-479-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	775 sqft Living Area
Gross Area	1,742 sqft
1st Floor Area	775 sqft
Basement Area	775 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	6,204 sqft (0.142 acres)
Lot Dimensions	132 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	742 GATES ST
City	AURORA
State	IL
Zip	60505-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W B MILLERS SUBDN : S 11 FT LOT 5 & N 36 FT : LOT 6 BLK 1 LOT DIMENSIONS: 47 X 132 APPROX LOT SQ FT 6204 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	W B MILLERS SUB
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2016
Census Tract	854302

Owner

742 Gates St is owned and occupied by an individual who bought it in October 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	742 GATES ST, AURORA, IL 60505-5316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Jan 13, 2016 · Amount on File
Deed Document Number	202060682
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	742 GATES ST, AURORA, IL 60505-5316
Document Number	0000060684
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	742 GATES ST AURORA IL 605055316, AURORA, IL 60505-5316

Mortgage

Document Number	0000060684
Date	Oct 13, 2020
Instrument	60684

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2020
Property Address	742 GATES ST, AURORA, IL 60505-5316
Document Number	0000060682
Instrument Date	Jul 30, 2020
Instrument	2020K060682
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 GATES ST, AURORA, IL 60505-5316

Mortgage

Document Number	0000060683
Date	Oct 13, 2020
Instrument	2020K060683

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

Interest

Rate	3.75%

Mortgage

Document Number	0000060684
Date	Oct 13, 2020
Instrument	2020K060684

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 742 Gates St was $2,768 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00 Homeowner's exemption	$50,394 (+9.39%) Land $6,142 Building $44,252	$151,242 (+9.39%) Land $18,433 Building $132,809
2024		$46,068 Land $5,615 Building $40,453	$138,259 Land $16,852 Building $121,408
2022	$2,397.00 (+2.52%) Homeowner's exemption	$37,557 (+7.41%) Land $4,578 Building $32,979	$112,671 (+7.41%) Land $13,734 Building $98,937
2021	$2,338.00 Homeowner's exemption	$34,966 Land $4,262 Building $30,704	$104,898 Land $12,786 Building $92,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 742 Gates St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 742 Gates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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