734 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 734 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1955
Lot Size	0.16 acres (6,969 sqft)
Owner	Company Name on Record
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-479-008`

Property Details

APN / Parcel Number

Primary APN	`15-27-479-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	734 GATES ST
City	AURORA
State	IL
Zip	60505-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W B MILLERS SUB: N 20 FT LOT 4 & S 32 FT : LOT 3 BLK 1
Legal Subdivision	W B MILLERS SUB
Legal Block	1
Legal Lot Number	4,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2016
Census Tract	854302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1760 DAISY ST, AURORA, IL 60505-1375
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Jan 12, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2025
Deed Sale	Feb 13, 2025
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	20255332
Prior Transfer Date	Apr 21, 1995
Prior Transfer Doc	0000022340
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 6, 2026
Property Address	734 GATES ST, AURORA, IL 60505-5316
Document Number	0000000432
Instrument Date	Dec 29, 2025
Instrument	2026K000432
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 DAISY ST, AURORA, IL 60505-1375

Mortgage

Document Number	0000000433
Date	Jan 6, 2026
Instrument	2026K000433

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2023
Property Address	734 GATES ST, AURORA, IL 60505-5316
Document Number	0000002050
Instrument Date	Jan 5, 2023
Instrument	2023K002050
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 GATES ST, AURORA, IL 60505-5316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	734 GATES ST, AURORA, IL 60505-5316

Mortgage

Document Number	0000002051
Date	Jan 20, 2023
Instrument	2023K002051

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	734 GATES ST, AURORA, IL 60505-5316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002716
Date	Jan 12, 2021
Instrument	2021K002716

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2050

Interest

Rate	3.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	734 GATES ST, AURORA, IL 60505-5316
Document Number	0000042452
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 GATES ST AURORA IL 605055316, AURORA, IL 60505-5316

Mortgage

Document Number	0000042452
Date	Aug 3, 2020
Instrument	42452

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2020
Property Address	734 GATES ST, AURORA, IL 60505-5316
Document Number	0000042450
Instrument Date	Jun 17, 2020
Instrument	2020K042450
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 GATES ST, AURORA, IL 60505-5316

Mortgage

Document Number	0000042451
Date	Aug 3, 2020
Instrument	2020K042451

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate	3.5%

Mortgage

Document Number	0000042452
Date	Aug 3, 2020
Instrument	2020K042452

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,744.00 (+23%)	$57,333 (+9.39%) Land $6,793 Building $50,540	$172,068 (+9.39%) Land $20,387 Building $151,681
2024	$3,044.00 (+9.1%) Homeowner's exemption	$52,412 (+22.66%) Land $6,210 Building $46,202	$157,299 (+22.71%) Land $18,637 Building $138,661
2022	$2,790.00 (+2.31%) Homeowner's exemption	$42,728 (+7.41%) Land $5,063 Building $37,665	$128,184 (+7.41%) Land $15,189 Building $112,995
2021	$2,727.00 Homeowner's exemption	$39,781 Land $4,714 Building $35,067	$119,343 Land $14,142 Building $105,201

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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