742 E Spring Creek Rd, Oregon, IL 61061 Property Records

Ogle County property record for 742 E Spring Creek Rd, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 1992
Lot Size	4.09 acres (178,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2023)
Tax Bill	$6,232 (2022)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-400-012`

Property Details

APN / Parcel Number

Primary APN	`09-22-400-012`

Interior

Stories	1 Story
Building Area	1,648 sqft Living Area
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	178,160 sqft (4.09 acres)

Location & Zoning

Street Address	742 E SPRING CREEK RD
City	OREGON
State	IL
Zip	61061-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:24 SECT/LOT:22 NW4SE4 E RIVER RD N SPRING CRK RD EX BEG NE COR NW4SE4 W663. 67 S581.87 NELY678.03 N455. 15 TO POB
Legal Range	10
Legal Township	24
Legal Section	22
Legal Block	10
Legal Lot Number	22
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	2
Census Block	2040
Census Tract	961302

Owner

Source: Ogle County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	742 E SPRING CREEK RD, OREGON, IL 61061-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Nov 2, 2023	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	20234803
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Apr 28, 2026
Property Address	742 E SPRING CREEK RD, OREGON, IL 61061-9439
Document Number	0000002002
Instrument Date	Mar 19, 2026
Instrument	20262002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 E SPRING CREEK RD, OREGON, IL 61061-9439

Mortgage

Document Number	0000002002,
Date	Apr 28, 2026
Instrument	20262002

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Nov 2, 2023
Property Address	742 E SPRING CREEK RD, OREGON, IL 61061-9439
Document Number	0000004803
Instrument Date	Oct 31, 2023
Instrument	202304803
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	742 E SPRING CREEK RD, OREGON, IL 61061-9439

Mortgage

Document Number	0000004804
Date	Nov 2, 2023
Instrument	202304804

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,331 (+31.6%) Land $21,162 Building $95,169	$348,993 (+31.6%) Land $63,486 Building $285,507
2023		$88,399 (+4.98%) Land $17,789 Building $70,610	$265,197 (+4.98%) Land $53,367 Building $211,830
2022	$6,232.00	$84,205 Land $16,945 Building $67,260	$252,615 Land $50,835 Building $201,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AaroBand, Frontier.

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