881 E Spring Creek Rd, Oregon, IL 61061 Property Records

Ogle County property record for 881 E Spring Creek Rd, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Lot Size9.65 acres (420,354 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Dec 2020)
Tax Bill$5,757 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-22-400-026

Property Details

APN / Parcel Number

Primary APN09-22-400-026

Exterior

Lot Area420,354 sqft (9.65 acres)

Location & Zoning

Street Address881 E SPRING CREEK RD
CityOREGON
StateIL
Zip61061-9439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 301.11 W OF SE CORNER OF SE4 SEC 22, THENCE W158.80, N1765.31, SE269, SE86.68, S659.07, SW926.37 TO POB SEC 22-24-10 9.65AC
Legal Range10
Legal Township24
Legal Section22
JurisdictionOGLE IL
Township / Civil DivisionROCKVALE
Census Block Group2
Census Block2044
Census Tract961302

Owner

881 E Spring Creek Rd is owned by an individual who bought it in December 2020.

Source: Ogle County records, as of October 22, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 386, BYRON, IL 61010-0386
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOLCOMB STATE BANK
Dec 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
HOLCOMB STATE BANK
Mar 22, 2024Deed of Trust, Mortgage · Line of Credit
HOLCOMB STATE BANK
Nov 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
HOLCOMB STATE BANK
Dec 3, 2020Warranty Deed, Transfer · Line of Credit
HOLCOMB BK
Dec 18, 2017Deed, Transfer · Conventional Mortgage
HOLCOMB STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2020 · Amount on File
Deed SaleDec 3, 2020 · Amount on File
Prior SaleDec 18, 2017 · Amount on File
Deed Document Number20209413
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Recording DateSep 29, 2026
Property Address881 E SPRING CREEK RD, OREGON, IL 61061-9439
Document Number0000005006
Instrument DateSep 22, 2026
Instrument20265006
Transaction TypeMortgage
Record UpdatedOct 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address881 E SPRING CREEK RD, OREGON, IL 61061-9439

Mortgage

Document Number0000005006,
DateSep 29, 2026
Instrument20265006
Lender
NameHOLCOMB STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 22, 2031
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address881 E SPRING CREEK RD, OREGON, IL 61061-9439
Transaction TypeMortgage
Record UpdatedJan 7, 2026
Title CompanyUNKNOWN, KO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006536
DateDec 16, 2025
Instrument202506536
Lender
NameHOLCOMB STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2040

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address881 E SPRING CREEK RD, OREGON, IL 61061-9439
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001194
DateMar 22, 2024
Instrument202401194
Lender
NameHOLCOMB STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term96 Months
DueMar 15, 2032

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address881 E SPRING CREEK RD, OREGON, IL 61061-9439
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004802
DateNov 2, 2023
Instrument202304802
Lender
NameHOLCOMB STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2043

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateDec 3, 2020
Property Address881 E SPRING CREEK RD, OREGON, IL 61061-9439
Document Number0000009413
Instrument DateNov 30, 2020
Instrument9413
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 386 BYRON IL 610100386, BYRON, IL 61010-0386

Mortgage

Document Number9414
DateDec 3, 2020
Instrument9414
Lender
NameHOLCOMB BK
AddressROCHELLE, IL 61068-0355
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueDec 2, 2025
Interest
Rate TypeAdjustable Rate
Rate4.7%

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateDec 18, 2017
Property Address881 E SPRING CREEK RD, OREGON, IL 61061-9439
Document Number0000007253
Instrument DateDec 15, 2017
Instrument201707253
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SPLENDOR CT, STILLMAN VALLEY, IL 61084-9007

Mortgage

Document Number0000007254
DateDec 18, 2017
Instrument201707254
Lender
NameHOLCOMB STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 881 E Spring Creek Rd was $5,757.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionRockvale Township
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,757.00$76,524 Land $32,083 Building $44,441$229,572 Land $96,249 Building $133,323
2023$64,326 Land $26,969 Building $37,357$192,978 Land $80,907 Building $112,071
2022$2,662.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 881 E Spring Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 881 E Spring Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AaroBand
Fixed Wireless
100 / 50
LR Communications
Fixed Wireless
35 / 5
Verizon
Fixed Wireless
25 / 6

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