Kosciusko County property record for 742 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 980 sqft · built 1916 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jan 2017) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-722003-70 |
| Primary APN | 004-722003-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,012 sqft |
| Family Room | Family Room |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000010704 |
|---|---|
| Street Address | 742 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-392 W 40' LOT 21 KISTS E ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | KIST S EASTERN ADDITION |
| Legal Lot Number | 21 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961900 |
742 E Main St is owned and occupied by an individual who acquired it in August 2019.
Source: Kosciusko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION |
| Nov 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BEACON CU |
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BEACON CU |
| Oct 3, 2019 | Intrafamily Transfer, Transfer |
| Jan 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on File |
| Deed Sale | Jan 25, 2017 · Amount on File |
| Prior Sale | Jan 24, 2017 · Amount on File |
| Deed Document Number | 201710802 |
| Last Transfer Date | Aug 19, 2019 |
| Transfer Doc | 2019100189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Sep 22, 2026 |
| Property Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 0000090844 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202690844 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000090844, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202690844 |
| Name | BEACON CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 17, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2023110615 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023110615 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | WABASH, IN 46992 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2022050043 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022050043 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | WABASH, IN 46992 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Oct 3, 2019 |
| Property Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2019100189 |
| Map Reference | MB 1 PG 15&19 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2019100189 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Jan 25, 2017 |
| Property Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2017010802 |
| Map Reference | MB1 PG15&19 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 2017010802 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | MTC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 742 E MAIN ST, WARSAW, IN 46580-3353 |
| Investor | Possibly a Property Investor |
| Document Number | 2017010803 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017010803 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 742 E Main St was $926 with a homeowner's exemption, down 3.3% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 (-3.34%) Homeowner's exemption | $117,800 Land $17,200 Building $100,600 | $117,800 Land $17,200 Building $100,600 |
| 2024 | $958.00 (+4.93%) | ||
| 2023 | $913.00 (-13.46%) | $109,700 (+11.94%) Land $13,000 Building $96,700 | $109,700 (+11.94%) Land $13,000 Building $96,700 |
| 2022 | $1,055.00 | $98,000 Land $10,800 Building $87,200 | $98,000 Land $10,800 Building $87,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 742 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 742 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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