Kosciusko County property record for 740 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 825 sqft · built 1951 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,550 (Jun 2023) |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-725002-24 |
| Primary APN | 004-725002-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Basement Area | 825 sqft |
| Finished Basement | 825 sqft |
| Game Room | Game Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000011196 |
|---|---|
| Street Address | 740 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-391 LOT 20 KIST E ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | KIST E ADD |
| Legal Lot Number | 20 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961900 |
740 E Main St is owned and occupied by an individual who bought it in June 2023.
Source: Kosciusko County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EVERWISE CU |
| Mar 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK |
| Jun 22, 2023 | Warranty Deed, Transfer |
| May 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on File |
| Deed Sale | Jun 22, 2023 · Amount on File |
| Prior Sale | May 26, 2023 · Amount on File |
| Deed Document Number | 202361120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2025100748 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025100748 |
| Name | EVERWISE CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019030573 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019030573 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, IN 46975 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Jun 22, 2023 |
| Property Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2023061120 |
| Map Reference | MB 1 PG 19 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023061120 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | May 26, 2023 |
| Property Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2023051063 |
| Map Reference | MB 1 PG 19 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023051063 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 740 E MAIN ST, WARSAW, IN 46580-3353 |
| Document Number | 2023051064 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023051064 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 740 E Main St was $1,106 with a homeowner's exemption, down 12.7% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106.00 (-12.71%) Homeowner's exemption | $131,300 Land $25,800 Building $105,500 | $131,300 Land $25,800 Building $105,500 |
| 2024 | $1,267.00 (+30.75%) | ||
| 2023 | $969.00 (-53.84%) | $113,500 (+12.27%) Land $19,400 Building $94,100 | $113,500 (+12.27%) Land $19,400 Building $94,100 |
| 2022 | $2,099.00 | $101,100 Land $16,200 Building $84,900 | $101,100 Land $16,200 Building $84,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 740 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 740 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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