742 A St, Unit 6, Ramona, CA 92065 Property Records

San Diego County property record for 742 A St, Unit 6, Ramona, CA 92065

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 790 sqft · built 1979
Lot Size0.706 acres (30,742 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jul 2023)
Tax Bill$4,577 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN281-312-12-13

Property Details

APN / Parcel Number

Primary APN281-312-12-13

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area790 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area30,742 sqft (0.706 acres)

Location & Zoning

Street Address742 A ST, 6
CityRAMONA
StateCA
Zip92065-2059
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMV4
Legal DescriptionPAR 1 US 2-03 PER DOC78-395456&UND INT IN TR PM07793
Legal SubdivisionSUN VILLAS
Legal Tract7793
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1032
Census Tract20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address742 A ST, 6, RAMONA, CA 92065-2059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Grant Deed, Transfer · Conventional Mortgage
MISSION FCU
Feb 3, 2023Deed of Trust, Mortgage
CLAERY & HAMMOND LLP
Jan 6, 2022Deed of Trust, Mortgage
CLAERY & HAMMOND LLP
Jul 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2023 · Amount on Record
Deed SaleJul 25, 2023 · Amount on Record
Prior SaleOct 13, 2016 · Amount on Record
Deed Document Number2023197962
Prior Transfer DateNov 15, 2011
Prior Transfer Doc0000616918
Record UpdatedOct 29, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 25, 2023
Property Address742 A ST UNIT 6, 6, RAMONA, CA 92065-2059
Document Number0000197962
Map ReferenceFILE 1978-380079
Instrument DateJun 5, 2023
Instrument2023-0197962
Transaction TypeTransfer
Record UpdatedAug 3, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 A ST UNIT 6, 6, RAMONA, CA 92065-2059

Mortgage

Document Number0000197963
DateJul 25, 2023
Instrument2023-0197963
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Mortgage

Document Number0000197965
DateJul 25, 2023
Instrument2023-0197965
Lender
NameCOUNTY OF SAN DIEGO HOUSING
TypeGovernment Agency
AddressSAN DIEGO, CA 92123
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 A ST UNIT 6, 6, RAMONA, CA 92065-2059
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 A ST 6, 6, RAMONA, CA 92065-2059

Mortgage

Document Number0000028666
DateFeb 3, 2023
Instrument2023-0028666
Lender
NameCLAERY & HAMMOND LLP
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 A ST UNIT 6, 6, RAMONA, CA 92065-2059
Transaction TypeMortgage
Record UpdatedJan 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008038
DateJan 6, 2022
Instrument2022-0008038
Lender
NameCLAERY & HAMMOND LLP
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 A ST UNIT 6, 6, RAMONA, CA 92065-2059
Document Number0000310859
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 A ST #6 RAMONA CA 920652059, 6, RAMONA, CA 92065-2059

Mortgage

Document Number0000310859
DateJul 31, 2018
Instrument310859
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$275,706 (+2%) Land $187,272 Building $88,434
2025$4,577.00 (+48.51%)$270,300 (+83.58%) Land $183,600 Building $86,700
2023$3,082.00 (-5.08%)$147,242 Land $63,586 Building $83,656
2022$3,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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