742 A St, Unit 5, Ramona, CA 92065 Property Records

San Diego County property record for 742 A St, Unit 5, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 790 sqft · built 1979
Lot Size	0.706 acres (30,742 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2022)
Tax Bill	$3,792 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`281-312-12-03`

Property Details

APN / Parcel Number

Primary APN	`281-312-12-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	790 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	30,742 sqft (0.706 acres)
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	742 A ST, 5
City	RAMONA
State	CA
Zip	92065-2059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	PAR 1 US 1-03 PER DOC78-395456&UND INT IN TR PM07793
Legal Subdivision	SUN VILLAS
Legal Tract	7793
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1032
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	742 A ST, 5, RAMONA, CA 92065-2059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD
Feb 28, 2022	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Oct 11, 2021	Grant Deed, Transfer · Commercial Mortgage MAU MOOSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	202288123
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0000088122
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	742 A ST UNIT 5, 5, RAMONA, CA 92065-2059
Document Number	0000088122
Map Reference	DOC 78-380076
Instrument Date	Dec 13, 2021
Instrument	2022-0088122
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 A ST UNIT 5, 5, RAMONA, CA 92065-2059

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	742 A ST UNIT 5, 5, RAMONA, CA 92065-2059
Document Number	0000088123
Map Reference	DOC 78-380076
Instrument Date	Dec 2, 2021
Instrument	2022-0088123
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 A ST UNIT 5, 5, RAMONA, CA 92065-2059

Mortgage

Document Number	0000088124
Date	Feb 28, 2022
Instrument	2022-0088124

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2021
Property Address	742 A ST UNIT 5, 5, RAMONA, CA 92065-2059
Document Number	0000708412
Map Reference	DOC 78-380076
Instrument Date	Oct 5, 2021
Instrument	2021-0708412
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 ATHENA ST # 4, 4, ENCINITAS, CA 92024-2026

Mortgage

Document Number	0000708413
Date	Oct 11, 2021
Instrument	2021-0708413

Lender

Name	MAU MOOSE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,194 (+2%) Land $162,364 Building $102,830
2025	$3,792.00 (+11.37%)	$259,995 (+7.44%) Land $159,181 Building $100,814
2023	$3,405.00 (+7.75%)	$242,000 Land $148,000 Building $94,000
2022	$3,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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