742 A St, Unit 20, Ramona, CA 92065 Property Records

San Diego County property record for 742 A St, Unit 20, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 790 sqft · built 1979
Lot Size	0.706 acres (30,742 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Jan 2023)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`281-312-12-20`

Property Details

APN / Parcel Number

Primary APN	`281-312-12-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	790 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	30,742 sqft (0.706 acres)

Location & Zoning

Street Address	742 A ST, 20
City	RAMONA
State	CA
Zip	92065-2057
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	PAR 1 US 2-10 PER DOC78-395456&UND INT IN TR PM07793
Legal Subdivision	SUN VILLAS
Legal Tract	7793
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1032
Census Tract	20812

Owner

742 A St, Unit 20 is owned and occupied by two individuals who bought it in January 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	742 A ST, 20, RAMONA, CA 92065-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jan 23, 2023	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Prior Sale	Aug 2, 1988 · Amount on File
Deed Document Number	202317792
Prior Transfer Date	Feb 19, 2003
Prior Transfer Doc	0000352120
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	742 A ST UNIT 20, 20, RAMONA, CA 92065-2057
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 E WASHINGTON AVE H, H, EL CAJON, CA 92019-2561

Mortgage

Document Number	0000017795
Date	Jan 23, 2023
Instrument	2023-0017795

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 20, 2053

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2023
Property Address	742 A ST UNIT 20, 20, RAMONA, CA 92065-2057
Document Number	0000017792
Map Reference	FILE 78-380076
Instrument Date	Dec 20, 2022
Instrument	2023-0017792
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	742 A ST UNIT 20, 20, RAMONA, CA 92065-2057

Mortgage

Document Number	0000017793
Date	Jan 23, 2023
Instrument	2023-0017793

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000017794
Date	Jan 23, 2023
Instrument	2023-0017794

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 20, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 742 A St, Unit 20 was $3,708 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$264,238 (+2%) Land $113,251 Building $150,987
2025	$3,708.00 Homeowner's exemption	$259,058 Land $111,031 Building $148,027
2023	$1,409.00 (-11.33%)	$52,719 Land $22,595 Building $30,124
2022	$1,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 742 A St, Unit 20 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 742 A St, Unit 20 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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