742 A St, Unit 15, Ramona, CA 92065 Property Records

San Diego County property record for 742 A St, Unit 15, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 823 sqft · built 1979
Lot Size	0.706 acres (30,742 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Dec 2022)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`281-312-12-08`

Property Details

APN / Parcel Number

Primary APN	`281-312-12-08`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	823 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	30,742 sqft (0.706 acres)

Location & Zoning

Street Address	742 A ST, 15
City	RAMONA
State	CA
Zip	92065-2057
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	PAR 1 US 1-08 PER DOC78-395456&UND INT IN TR PM07793
Legal Subdivision	SUN VILLAS
Legal Tract	7793
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1032
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	742 A ST, 15, RAMONA, CA 92065-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 16, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Nov 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	2022472814
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000785132
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2022
Property Address	742 A ST UNIT 15, 15, RAMONA, CA 92065-2057
Document Number	0000472814
Map Reference	FILE 1978-380076
Instrument Date	Dec 1, 2022
Instrument	2022-0472814
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 A ST UNIT 15, 15, RAMONA, CA 92065-2057

Mortgage

Document Number	0000472815
Date	Dec 19, 2022
Instrument	2022-0472815

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2022
Property Address	742 A ST UNIT 15, 15, RAMONA, CA 92065-2057
Document Number	0000367553
Map Reference	FILE 78-380076
Instrument Date	Aug 18, 2022
Instrument	2022-0367553
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 A ST UNIT 15, 15, RAMONA, CA 92065-2057

Mortgage

Document Number	0000367554
Date	Sep 16, 2022
Instrument	2022-0367554

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2021
Property Address	742 A ST UNIT 15, 15, RAMONA, CA 92065-2057
Document Number	0000785132
Instrument Date	Nov 3, 2021
Instrument	2021-0785132
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FINCA, SAN CLEMENTE, CA 92672-9411

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,607 (+2%) Land $143,263 Building $127,344
2025	$3,848.00 (+8.64%)	$265,302 (+4.04%) Land $140,454 Building $124,848
2023	$3,542.00 (+1%)	$255,000 Land $135,000 Building $120,000
2022	$1,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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