7414 Wagner Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 7414 Wagner Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9013-15-301-004`

Property Details

APN / Parcel Number

Primary APN	`9013-15-301-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Finished Basement	100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,943 sqft
Parking Spaces	7 Parking Spaces
Deck Area	324 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7414 WAGNER RD
City	CEDAR FALLS
State	IA
Zip	50613-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF SW 1/4 SEC 15 T 90 R 13 DESC AS FOL: COM AT NW COR OF SW 1/4 TH S ALONG W LINE OF SAID SW 1/4 264 FT TO THE SW
Legal Range	13W
Legal Township	90N
Legal Section	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1015
Census Tract	2604

Owner

Source: Black Hawk County records · APN 9013-15-301-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7414 WAGNER RD, CEDAR FALLS, IA 50613-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	7414 WAGNER RD, CEDAR FALLS, IA 50613-9751
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7414 WAGNER RD, CEDAR FALLS, IA 50613-9751

Mortgage

Document Number	0202518222
Date	Dec 11, 2025
Instrument	2025-18222

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	7414 WAGNER RD, CEDAR FALLS, IA 50613-9751
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7414 WAGNER RD, CEDAR FALLS, IA 50613-9751

Mortgage

Document Number	202400001810
Date	Aug 08, 2023
Instrument	202400001810

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2033

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 Homeowner's exemption	$421,640 (+15.07%) Land $77,000 Building $344,640	$421,640 (+15.07%) Land $77,000 Building $344,640
2024	$4,682.00 (+2.9%)
2023		$366,430 (+18.77%) Land $66,000 Building $300,430	$366,430 (+18.77%) Land $66,000 Building $300,430
2022	$4,550.00 Homeowner's exemption	$308,510 Land $55,000 Building $253,510
2021			$308,510 Land $55,000 Building $253,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cedar Falls Municipal Communications Utility Fiber	10,000 / 10,000
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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