7343 Wagner Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 7343 Wagner Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,522 sqft · built 2019
Lot Size	7.64 acres (333,016 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,876 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9013-16-426-004`

Property Details

APN / Parcel Number

Primary APN	`9013-16-426-004`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,522 sqft Living Area
1st Floor Area	2,522 sqft
Basement Area	2,522 sqft
Finished Basement	1,675 sqft
Unfinished Basement	2,522 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	333,016 sqft (7.64 acres)
Garage Type	Attached
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	247 sqft
Deck Area	146 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7343 WAGNER RD
City	CEDAR FALLS
State	IA
Zip	50613-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF THE NE SE SEC 16 T 90 R 13 DESC AS FOL:COM AT SE COR OF THE SE 1/4 SEC 16 PT BEING 5/8" REBAR TH DUE N ALONG THE
Legal Range	13W
Legal Township	90N
Legal Section	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1016
Census Tract	2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Mar 21, 2024	Deed of Trust, Mortgage · Reverse Mortgage VERIDIAN CU
Apr 9, 2024	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 30, 2026
Property Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Document Number	0000011465
Instrument Date	Jul 30, 2026
Instrument	202611465
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751

Mortgage

Document Number	0000011465,
Date	Jul 30, 2026
Instrument	202611465

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006216
Date	Sep 22, 2020
Instrument	202100006216

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 5, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006217
Date	Sep 22, 2020
Instrument	202100006217

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 5, 2030

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400011546
Date	Mar 21, 2024
Instrument	202400011546

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2024
Property Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Document Number	202400012372
Map Reference	2012-19318
Instrument Date	Mar 22, 2024
Instrument	202400012372
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,523.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751

Mortgage

Document Number	202400012373
Date	Apr 9, 2024
Instrument	202400012373

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Index	Other
Margin	3
Max Rate	12.6%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 15, 2019
Property Address	7343 WAGNER RD, CEDAR FALLS, IA 50613-9751
Document Number	201900015282
Instrument Date	Mar 28, 2019
Instrument	201900015282
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PARKVIEW RD, DENVER, IA 50622-1117

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,876.00 (+7.59%) Homeowner's exemption	$747,970 (+15.73%) Land $119,000 Building $628,970	$747,970 (+15.73%) Land $119,000 Building $628,970
2024	$8,250.00 (-0.05%)
2023		$646,280 (+18.91%) Land $102,000 Building $544,280	$646,280 (+18.91%) Land $102,000 Building $544,280
2022	$8,254.00	$543,520 Land $85,000 Building $458,520
2021			$543,520 Land $85,000 Building $458,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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