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7414 Irwin Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 7414 Irwin Rd, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,440 sqft · built 2020
Lot Size0.137 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (May 2020)
Tax Bill$1,918 (2023)
Deeds & MortgagesMay 2023 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN108-044-53

Property Details

APN / Parcel Number

Primary APN108-044-53

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area5,998 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number108-044-53
Street Address7414 IRWIN RD
CityCHARLOTTE
StateNC
Zip28215-7891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL93 M65-872
Legal Lot Number93
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7414 IRWIN RD, CHARLOTTE, NC 28215-7891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 7, 2020Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2020 · Amount on Record
Deed SaleMay 7, 2020 · Amount on Record
Prior SaleFeb 5, 2020 · Amount on Record
Deed Document Number0034552816
Deed Book / Page34552 / 816
Record UpdatedJun 7, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7414 IRWIN RD, CHARLOTTE, NC 28215-7891
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042643
DateMay 9, 2023
Book Page38108/790
Instrument2023042643
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7414 IRWIN RD, CHARLOTTE, NC 28215-7891
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000200547
DateOct 20, 2021
Book Page36666/689
Instrument2021200547
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

May 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 7, 2020
Property Address7414 IRWIN RD, CHARLOTTE, NC 28215-7891
Document Number0000065281
Book / Page34552 / 816
Map ReferenceMB 65 PG 872
Instrument DateApr 24, 2020
Instrument2020065281
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$468.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13924 PROFESSIONAL CENTER DR # DR100, 13924, HUNTERSVILLE, NC 28078-7942

Transferred To (Grantee/Buyer)

NameVerified Name
Address7414 IRWIN RD, CHARLOTTE, NC 28215-7891

Mortgage

Document Number0000065282
DateMay 7, 2020
Instrument2020065282
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Mortgage

Document Number0000065283
DateMay 7, 2020
Book Page34552/830
Instrument2020065283
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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