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7426 Irwin Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 7426 Irwin Rd, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,360 sqft · built 2020
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$232,500 (Mar 2020)
Tax Bill$1,893 (2023)
Deeds & MortgagesNov 2023 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-044-50

Property Details

APN / Parcel Number

Primary APN108-044-50

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,360 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,000 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number108-044-50
Street Address7426 IRWIN RD
CityCHARLOTTE
StateNC
Zip28215-7891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL90 M65-872
Legal Lot Number90
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7426 IRWIN RD, CHARLOTTE, NC 28215-7891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 30, 2020Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Deed Document Number0034420977
Deed Book / Page34420 / 977
Record UpdatedJun 7, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7426 IRWIN RD, CHARLOTTE, NC 28215-7891
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7426 IRWIN RD, CHARLOTTE, NC 28215-7891

Mortgage

Document Number0000107712
DateNov 14, 2023
Book Page38482/509
Instrument2023107712
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueApr 1, 2050

March 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 30, 2020
Property Address7426 IRWIN RD, CHARLOTTE, NC 28215-7891
Document Number0000044662
Book / Page34420 / 977
Map ReferenceMB 65 PG 572
Instrument DateMar 20, 2020
Instrument2020044662
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9920 KINCEY AVE STE 190, 9920, HUNTERSVILLE, NC 28078-2428

Transferred To (Grantee/Buyer)

NameVerified Name
Address7426 IRWIN ROAD, CHARLOTTE, NC 28215-7891

Mortgage

Document Number0000044663
DateMar 30, 2020
Instrument2020044663
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Mortgage

Document Number0000044664
DateMar 30, 2020
Book Page34420/991
Instrument2020044664
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded
Term180 Months
DueMar 29, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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