Lincoln County property record for 7413 Adirondack Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,095 sqft · built 2015 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $476,500 (Apr 2025) |
| Tax Bill | $2,942 (2026) |
| Deeds & Mortgages | Jun 2023 Transfer Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-89-7552 |
| Primary APN | 4604-89-7552 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,095 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 14,985 sqft (0.344 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 309840 |
|---|---|
| Street Address | 7413 ADIRONDACK DR |
| City | DENVER |
| State | NC |
| Zip | 28037-0209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #220 COVINGTON@LAKENORMAN |
| Legal Subdivision | COVINGTON LK NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
7413 Adirondack Dr is owned and occupied by an individual who bought it in April 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on File |
| Deed Sale | Apr 22, 2025 · Amount on File |
| Prior Sale | Dec 29, 2020 · Amount on File |
| Deed Document Number | 2025693262 |
| Deed Book / Page | 3401 / 656 |
| Prior Transfer Date | Jun 22, 2023 |
| Prior Transfer Doc | 0000668687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 22, 2023 |
| Property Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Document Number | 0003258519 |
| Book / Page | 3258 / 519 |
| Map Reference | MB 16 PG 111 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 668687 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3470 STORYBROOK LN, SHERRILLS FORD, NC 28673-6008 |
| Name | Verified Name |
|---|---|
| Address | 3470 STORYBROOK LN, SHERRILLS FORD, NC 28673-6008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Document Number | 0003203410 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 3203/410 |
| Instrument | 659036 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | DEFIANCE, PA 16633 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Aug 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Document Number | 3041972 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 3041/972 |
| Instrument | 631389 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Document Number | 2990136 |
| Book / Page | 2990 / 136 |
| Map Reference | MB 16 PG 111 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 622553 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1203 PENUCHE WAY, 1203, HOLLY SPRINGS, NC 27540-3373 |
| Name | Verified Name |
|---|---|
| Address | 7413 ADIRONDACK DR, DENVER, NC 28037-0209 |
| Document Number | 622554 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 622554 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 7413 Adirondack Dr was $2,942, up 2.8% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,942.00 (+2.83%) | $460,226 (+2.31%) Land $82,000 Building $378,226 | $460,226 (+2.31%) Land $82,000 Building $378,226 |
| 2025 | $2,861.00 | $449,845 Land $82,000 Building $367,845 | $449,845 Land $82,000 Building $367,845 |
| 2023 | $2,681.00 | $424,799 Land $82,000 Building $342,799 | $424,799 Land $82,000 Building $342,799 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7413 Adirondack Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7413 Adirondack Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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