7397 Adirondack Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7397 Adirondack Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,301 sqft · built 2014
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Mar 2020)
Tax Bill	$3,049 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`4604-89-8587`

Property Details

APN / Parcel Number

Primary APN	`4604-89-8587`
Alternative APNs	`277385` `91350`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,301 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Lot Area	15,682 sqft (0.36 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	277385
Street Address	7397 ADIRONDACK DR
City	DENVER
State	NC
Zip	28037-0199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#218 COVINGTON@LAKENORMAN
Legal Subdivision	COVINGTON LK NORMAN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

7397 Adirondack Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7397 ADIRONDACK DR, DENVER, NC 28037-0199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 29, 2019	Warranty Deed, Transfer INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	2020605313
Deed Book / Page	2887 / 499
Record Updated	Oct 29, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 4, 2020
Property Address	7397 ADIRONDACK DR, DENVER, NC 28037-0199
Document Number	2887499
Book / Page	2887 / 499
Map Reference	MB 16 PG 111
Instrument Date	Feb 28, 2020
Instrument	605313
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	605314
Date	Mar 4, 2020
Instrument	605314

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 29, 2019
Property Address	7397 ADIRONDACK DR, DENVER, NC 28037-0199
Document Number	2842379
Book / Page	002842 / 000379
Instrument Date	Aug 29, 2019
Instrument	597120
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

Amount	Amount on Record
Tax	$634.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1301 2ND AVE #31 SEATTLE WA 981010003, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 7397 Adirondack Dr was $3,049.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,049.00	$477,904 Land $82,000 Building $395,904	$477,904 Land $82,000 Building $395,904
2023	$3,001.00	$477,904 Land $82,000 Building $395,904	$477,904 Land $82,000 Building $395,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7397 Adirondack Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7397 Adirondack Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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