Chesterfield County property record for 7412 Decidedly Ln, Midlothian, VA 23112 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,028 sqft · built 2002 |
| Lot Size | 0.681 acres (29,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2017) |
| Tax Bill | $3,681 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 731-66-99-14-500-000 |
| Primary APN | 731-66-99-14-500-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 29,664 sqft (0.681 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 430 sqft |
| Patio Area | 430 sqft |
| Balcony Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 391756001 |
|---|---|
| Street Address | 7412 DECIDEDLY LN |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER RUN SEC 12 017 |
| Legal Subdivision | DEER RUN |
| Legal Lot Number | 17 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 101012 |
Source: Chesterfield County records · APN 731-66-99-14-500-000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7412 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jul 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Oct 03, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2017 · Amount on Record |
| Deed Sale | Oct 03, 2017 · Amount on Record |
| Prior Sale | Aug 08, 2016 · Amount on Record |
| Deed Document Number | 201739971 |
| Deed Book / Page | 11774 / 597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 7412 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013389-528 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 13389/528 |
| Instrument | 2021028090 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 7412 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Document Number | 12378612 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7412 DECIDEDLY LN MIDLOTHIAN VA 231127629, MIDLOTHIAN, VA 23112-7629 |
| Document Number | 12378612 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 012378/000612 |
| Instrument | 27040 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 03, 2017 |
| Property Address | 7412 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Document Number | 11774597 |
| Book / Page | 011774 / 000597 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 39971 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7412 DECIDEDLY LN MIDLOTHIAN VA 231127629, MIDLOTHIAN, VA 23112-7629 |
| Document Number | 11774601 |
|---|---|
| Date | Oct 03, 2017 |
| Book Page | 011774/000601 |
| Instrument | 39972 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,681.00 (+9.03%) | $410,800 (+3.27%) Land $65,000 Building $345,800 | $410,800 (+3.27%) Land $65,000 Building $345,800 |
| 2025 | $397,800 (+8.01%) Land $62,000 Building $335,800 | $397,800 (+8.01%) Land $62,000 Building $335,800 | |
| 2023 | $3,376.00 | $368,300 Land $57,000 Building $311,300 | $368,300 Land $57,000 Building $311,300 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411010121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2004, other causes, Severe Storms, Flooding And Tornadoes Associated W Td Gaston |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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