Chesterfield County property record for 7407 Decidedly Ln, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,921 sqft · built 2002 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Company Name on Record |
| Last Sale | $234,500 (Dec 2017) |
| Tax Bill | $3,440 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 732-66-90-16-800-000 |
| Primary APN | 732-66-90-16-800-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,921 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 13,678 sqft (0.314 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Patio Area | 344 sqft |
| Balcony Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 393209001 |
|---|---|
| Street Address | 7407 DECIDEDLY LN |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | DEER RUN SEC 12 020 |
| Legal Subdivision | DEER RUN |
| Legal Lot Number | 20 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 101012 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7407 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC |
| Dec 12, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on Record |
| Deed Sale | Dec 12, 2017 · Amount on Record |
| Prior Sale | Mar 16, 2005 · Amount on Record |
| Deed Document Number | 201749461 |
| Deed Book / Page | 11842 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 7407 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 013317-940 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 13317/940 |
| Instrument | 2021018992 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Dec 12, 2017 |
| Property Address | 7407 DECIDEDLY LN, MIDLOTHIAN, VA 23112-7629 |
| Document Number | 11842412 |
| Book / Page | 011842 / 000412 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 49461 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7407 DECIDEDLY LN MIDLOTHIAN VA 231127629, MIDLOTHIAN, VA 23112-7629 |
| Document Number | 11842416 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 011842/000416 |
| Instrument | 49462 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,440.00 (+9.17%) | $383,800 (+3.26%) Land $65,000 Building $318,800 | $383,800 (+3.26%) Land $65,000 Building $318,800 |
| 2025 | $371,700 (+8.18%) Land $62,000 Building $309,700 | $371,700 (+8.18%) Land $62,000 Building $309,700 | |
| 2023 | $3,151.00 | $343,600 Land $57,000 Building $286,600 | $343,600 Land $57,000 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2004 · Severe Storms, Flooding And Tornadoes Associated W Td Gaston |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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