7410 Northrup Rd, Union, IL 60180 Property Records

McHenry County property record for 7410 Northrup Rd, Union, IL 60180

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2002)
Tax Bill	$7,773 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-100-009`

Property Details

APN / Parcel Number

Primary APN	`17-09-100-009`

Interior

Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	217,800 sqft (5 acres)
Garage Area	859 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7410 NORTHRUP RD
City	UNION
State	IL
Zip	60180-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0098194 N 330FT S 990FT E1/2 E1/2 NW1/4 MEMO: CLANCY, THOMAS F/DILLER, REBECCA A
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1030
Census Tract	871502

Owner

Source: McHenry County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7410 NORTHRUP RD, UNION, IL 60180-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit PRAIRIE COMMUNITY BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2002 · Amount on Record
Deed Sale	Oct 28, 2002 · Amount on Record
Deed Document Number	200298194
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7410 NORTHRUP RD, UNION, IL 60180-9506
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008193
Date	Mar 27, 2026
Instrument	2026R0008193

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

Interest

Rate	7.37%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7410 NORTHRUP RD, UNION, IL 60180-9506
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7410 NORTHRUP RD, UNION, IL 60180-9506

Mortgage

Document Number	0000019305
Date	Aug 8, 2023
Instrument	2023R0019305

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate At Change	18%
Max Rate	18%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7410 NORTHRUP RD, UNION, IL 60180-9506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034473
Date	Aug 31, 2020
Instrument	2020R0034473

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,773.00	$142,264 (+21.58%) Land $41,423 Building $100,841	$426,792 (+21.58%) Land $124,269 Building $302,523
2022	Homeowner's exemption	$117,010 Land $34,070 Building $82,940	$351,030 Land $102,210 Building $248,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	50 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, E-vergent.

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