7320 Northrup Rd, Union, IL 60180 Property Records

McHenry County property record for 7320 Northrup Rd, Union, IL 60180

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Dec 2017)
Deeds & Mortgages	Sep 2019 Second Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-100-008`

Property Details

APN / Parcel Number

Primary APN	`17-09-100-008`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
Basement Area	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	1,642 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7320 NORTHRUP RD
City	UNION
State	IL
Zip	60180-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0046727 N 330FT S 1320FT E1/2 E1/2 NW1/4 MEMO: KING, CHRISTOPHER WILLIAM/ MICHELLE
Legal Range	06E
Legal Township	43N
Legal Section	09
Legal Subdivision	RESIDENTIAL
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1030
Census Tract	871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7320 NORTHRUP RD, UNION, IL 60180-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FEDERAL SAVINGS BANK
Dec 19, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Prior Sale	Apr 3, 1996
Deed Document Number	2017R0046727
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7320 NORTHRUP RD, UNION, IL 60180-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028852
Date	Sep 4, 2019
Instrument	2019R0028852

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 23, 2034

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 19, 2017
Property Address	7320 NORTHRUP RD, UNION, IL 60180-9631
Document Number	0000046727
Instrument Date	Dec 6, 2017
Instrument	2017R0046727
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	UNION, IL 60180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 NORTHRUP RD, UNION, IL 60180-9631

Mortgage

Document Number	0000046728
Date	Dec 19, 2017
Instrument	2017R0046728

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$92,165 Land $34,070 Building $58,095	$276,495 Land $102,210 Building $174,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	50 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, E-vergent.

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