7410 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7410 Carmel St, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,280 sqft · built 1947
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Tax Bill$763 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Apr 2022 Second Mortgage
Flood ZoneZone X (moderate risk)
APN799-18-014

Property Details

APN / Parcel Number

Primary APN799-18-014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1948
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7410 CARMEL ST
CityGILROY
StateCA
Zip95020-5731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP J3 977
Legal SubdivisionMILLER & LUX WESTERN ADD
Legal Block1
Legal Lot Number19
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1031
Census Tract512511

Owner

Source: Santa Clara County records · APN 799-18-014

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7410 CARMEL ST, GILROY, CA 95020-5731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SANTA CLARA COUNTY FCU
Apr 15, 2022Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
SANTA CLARA COUNTY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 11, 2022
Transfer Doc0025283512
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7410 CARMEL ST, GILROY, CA 95020-5731
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7410 CARMEL ST, GILROY, CA 95020-5731

Mortgage

Document Number0025528905
DateSep 11, 2023
Instrument25528905
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
AddressSAN JOSE, CA 95103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 16, 2038

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 15, 2022
Property Address7410 CARMEL ST, GILROY, CA 95020-5731
Document Number0025283512
Map ReferenceMB P PG 45
Instrument DateApr 11, 2022
Instrument25283512
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7410 CARMEL ST, GILROY, CA 95020-5731

Mortgage

Document Number0025283513
DateApr 15, 2022
Instrument25283513
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2037

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$59,261 (+2%) Land $12,454 Building $46,807
2025$763.00 (+2.83%) Homeowner's exemption$58,100 (+4.04%) Land $12,210 Building $45,890
2023$742.00 (+2.06%) Homeowner's exemption$55,846 Land $11,737 Building $44,109
2022$727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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