7390 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7390 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1950
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$827,000 (Jan 2021)
Tax Bill	$11,049 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-17-033`

Property Details

APN / Parcel Number

Primary APN	`799-17-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7390 CARMEL ST
City	GILROY
State	CA
Zip	95020-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GLEN VIEW MAP J3 977
Legal Subdivision	GLEN VIEW TR
Legal Block	1
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2006
Census Tract	512512

Owner

7390 Carmel St is owned by two individuals who bought it in January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7709 OREGANO WAY, GILROY, CA 95020-2709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit WELLSFARGOBANKNA
Jan 11, 2021	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Jan 11, 2021	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Sep 17, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Sep 17, 2018 · Amount on File
Deed Document Number	202124781888
Prior Transfer Date	Jan 6, 2021
Prior Transfer Doc	0024781889
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	May 11, 2026
Property Address	7390 CARMEL ST, GILROY, CA 95020-6135
Document Number	0025986458
Instrument Date	Mar 20, 2026
Instrument	202625986458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	7709 OREGANO WAY, GILROY, CA 95020-2709

Mortgage

Document Number	0025986458,
Date	May 11, 2026
Instrument	202625986458

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 11, 2021
Property Address	7390 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024781889
Instrument Date	Jan 6, 2021
Instrument	24781889
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	746 ALDER ST GILROY CA 950203408, GILROY, CA 95020-3408

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 11, 2021
Property Address	7390 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024781888
Instrument Date	Jan 6, 2021
Instrument	24781888
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7709 OREGANO WAY GILROY CA 950202709, GILROY, CA 95020-2709

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 17, 2018
Property Address	7390 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024025274
Instrument Date	Aug 17, 2018
Instrument	24025274
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7390 CARMEL ST GILROY CA 950206135, GILROY, CA 95020-6135

Mortgage

Document Number	24025275
Date	Sep 17, 2018
Instrument	24025275

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7390 Carmel St was $11,049, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$885,000 (-1.14%) Land $353,900 Building $531,100
2025	$11,049.00 (+1.59%)	$895,168 Land $358,067 Building $537,101
2024	$10,876.00 (+0.58%)
2023	$10,813.00 (+1.66%)	$860,410 Land $344,164 Building $516,246
2022	$10,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7390 Carmel St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7390 Carmel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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