Cabarrus County property record for 741 Union St S, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,688 sqft · built 1930 |
| Lot Size | 0.425 acres (18,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Apr 2021) |
| Tax Bill | $2,065 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 41 2071 |
| Primary APN | 5630 41 2071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 1,156 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,500 sqft (0.425 acres) |
| Lot Dimensions | 370 ft deep x 50 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,280 sqft |
| Porch | Slab |
| Porch Area | 252 sqft |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 139242 |
|---|---|
| Street Address | 741 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LTS 20-21 LINKER AND BARNETT |
| Legal Subdivision | EASTCLIFF |
| Legal Lot Number | 20-21 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 42202 |
741 Union St S is owned and occupied by two individuals who bought it in April 2021.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 741 UNION ST S, CONCORD, NC 28025-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Dec 8, 2017 | Warranty Deed, Transfer · FHA Mortgage RESOURCE FIN'L SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on File |
| Deed Sale | Apr 19, 2021 · Amount on File |
| Prior Sale | Dec 8, 2017 · Amount on File |
| Deed Book / Page | 15100 / 83 |
| Prior Transfer Date | Sep 13, 2007 |
| Prior Transfer Doc | 7799302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 741 UNION ST S, CONCORD, NC 28025-5627 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015720181 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 15720/181 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 19, 2021 |
| Property Address | 741 UNION ST S, CONCORD, NC 28025-5627 |
| Document Number | 0001510083 |
| Book / Page | 15100 / 83 |
| Map Reference | MB 2 PG 16 |
| Instrument Date | Apr 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 UNION ST S, CONCORD, NC 28025-5627 |
| Document Number | 0001510086 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 15100/86 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 8, 2017 |
| Property Address | 741 UNION ST S, CONCORD, NC 28025-5627 |
| Document Number | 1280170 |
| Book / Page | 012801 / 000070 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 31922 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 741 UNION ST S CONCORD NC 280255627, CONCORD, NC 28025-5627 |
| Document Number | 1280172 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 012801/000072 |
| Instrument | 31923 |
| Name | RESOURCE FIN'L SVC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,680 (-) Land $57,800 Building $287,880 | ||
| 2025 | $345,680 Land $57,800 Building $287,880 | ||
| 2024 | $345,680 (+68.92%) Land $57,800 Building $287,880 | ||
| 2023 | $2,065.00 | $204,640 Land $28,900 Building $175,740 | $204,640 Land $28,900 Building $175,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 741 Union St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 741 Union St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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