Cabarrus County property record for 738 Union St S, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,182 sqft · built 1953 |
| Lot Size | 0.873 acres (38,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $644,000 (Jan 2024) |
| Tax Bill | $1,260 (2023) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 40 0811 |
| Primary APN | 5630 40 0811 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 3,713 sqft |
| 1st Floor Area | 2,182 sqft |
| Basement Area | 779 sqft |
| Finished Basement | 779 sqft |
| Unfinished Basement | 300 sqft |
| Flooring | Softwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,000 sqft (0.873 acres) |
| Lot Dimensions | 200 ft deep x 190 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,056 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 504 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 257 sqft |
| Gazebo | 182 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 173782 |
|---|---|
| Street Address | 738 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LTS 27-33 FRYLING PLACE BLK B |
| Legal Subdivision | SEDGEFIELD |
| Legal Block | B |
| Legal Lot Number | 27-33 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 42201 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 738 UNION ST S, CONCORD, NC 28025-5637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 6, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Jan 6, 2023 · Amount on Record |
| Deed Document Number | 20241713 |
| Deed Book / Page | 16794 / 103 |
| Last Transfer Date | Oct 3, 2024 |
| Transfer Doc | 0001713342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 26, 2024 |
| Property Address | 738 UNION ST S, CONCORD, NC 28025-5637 |
| Document Number | 0016794103 |
| Book / Page | 16794 / 103 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Jan 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,288.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2820 SELWYN AVE #781781, 781781, CONCORD, NC 28025 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0167940105 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 16794-0105 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 6, 2023 |
| Property Address | 738 UNION ST S, CONCORD, NC 28025-5637 |
| Document Number | 0016335127 |
| Book / Page | 16335 / 127 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Jan 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 OLD HARMONY DR NW, CONCORD, NC 28027-8030 |
| Name | Verified Name |
|---|---|
| Address | 1209 N ORANGE ST, WILMINGTON, DE 19801-1120 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,680 (-) Land $80,000 Building $561,680 | ||
| 2025 | $641,680 (+210.73%) Land $80,000 Building $561,680 | ||
| 2024 | $641,680 (+210.73%) Land $80,000 Building $561,680 | ||
| 2023 | $1,260.00 | $206,510 Land $37,000 Building $169,510 | $206,510 Land $37,000 Building $169,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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