741 Main St, Tracy, MN 56175 Property Records

Lyon County property record for 741 Main St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1918
Lot Size	0.408 acres (17,798 sqft)
Owner	Individual Name on File
Last Sale	$185,500 (May 2026)
Tax Bill	$1,890 (2026)
Deeds & Mortgages	May 2015 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-118018-0`

Property Details

APN / Parcel Number

Primary APN	`31-118018-0`

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	17,798 sqft (0.408 acres)

Location & Zoning

Street Address	741 MAIN ST
City	TRACY
State	MN
Zip	56175-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL & YOUMANS ADDITION 01010001
Legal Subdivision	RANDALL & YOUMANS ADDITION
Legal Block	11
Legal Lot Number	3
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2046
Census Tract	360700

Owner

Source: Lyon County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	741 MAIN ST, TRACY, MN 56175-1667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENCE BANK
May 12, 2026	Affidavit, Transfer
May 12, 2026	Warranty Deed, Transfer TITLE AND ABSTRACT SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Deed Document Number	202621425
Record Updated	Sep 20, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	741 MAIN ST, TRACY, MN 56175-1667
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206061
Date	May 4, 2015
Instrument	206061

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank
Address	MARSHALL, MN 56258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2035

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LYON MN
Recording Date	May 12, 2026
Property Address	741 MAIN ST, TRACY, MN 56175-1667
Document Number	0000021424
Instrument Date	May 12, 2026
Instrument	202621424
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	May 12, 2026
Property Address	741 MAIN ST, TRACY, MN 56175-1667
Document Number	0000021425
Instrument Date	May 4, 2026
Instrument	2026.21425
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	TITLE AND ABSTRACT SERVICES

Transaction

Amount	Amount Recorded
Tax	$61,827.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	741 MAIN ST, TRACY, MN 56175-1667
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,890.00 (+12.5%)
2025	$1,680.00 (+18.98%) Homeowner's exemption	$122,700 (+18.67%) Land $7,700 Building $115,000	$122,700 (+18.67%) Land $7,700 Building $115,000
2023	$1,412.00	$103,400 Land $5,300 Building $98,100	$103,400 Land $5,300 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
Midcontinent Communications Fixed Wireless	100 / 20

May also be available: Clarity Telecom.

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