651 Main St, Tracy, MN 56175 Property Records

Lyon County property record for 651 Main St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1940
Lot Size	0.407 acres (17,728 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,058 (2026)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-118020-0`

Property Details

APN / Parcel Number

Primary APN	`31-118020-0`

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	17,728 sqft (0.407 acres)

Location & Zoning

Street Address	651 MAIN ST
City	TRACY
State	MN
Zip	56175-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL & YOUMANS ADDITION 01010001
Legal Subdivision	RANDALL & YOUMANS ADDITION
Legal Block	12
Legal Lot Number	3
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2046
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	217 MC CLOUD ST, ORTONVILLE, MN 56278-2170
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Intrafamily Transfer, Transfer
Apr 11, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 24, 2021
Transfer Doc	0000015571
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON MN
Recording Date	Apr 11, 2022
Property Address	651 MAIN ST, TRACY, MN 56175-1641
Document Number	0000015570
Instrument Date	Dec 8, 2021
Instrument	15570
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 MC CLOUD ST, ORTONVILLE, MN 56278-2170

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON MN
Recording Date	Apr 11, 2022
Property Address	651 MAIN ST, TRACY, MN 56175-1641
Document Number	0000015571
Instrument Date	Sep 24, 2021
Instrument	15571
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 MC CLOUD ST, ORTONVILLE, MN 56278-2170

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,058.00 (+7.3%)	$81,400 (+3.56%) Land $7,700 Building $73,700	$81,400 (+3.56%) Land $7,700 Building $73,700
2025	$986.00 (+19.08%)	$78,600 (+24.56%) Land $7,700 Building $70,900	$78,600 (+24.56%) Land $7,700 Building $70,900
2023	$828.00	$63,100 Land $5,300 Building $57,800	$63,100 Land $5,300 Building $57,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures