Miami-Dade County property record for 741 Harbor Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,043 sqft · built 2016 |
| Lot Size | 0.182 acres (7,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,388,900 (Jun 2025) |
| Tax Bill | $55,034 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Apr 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-001-1280 |
| Primary APN | 24-5205-001-1280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 4,043 sqft Living Area |
| Gross Area | 5,328 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Other |
| Lot Area | 7,924 sqft (0.182 acres) |
| Lot Dimensions | 100 ft deep x 79.2 ft wide |
| Patio Area | 100 sqft |
| Street Address | 741 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | BISCAYNE KEY ESTS PB 50-61 LOT 18BLK 9 LOT SIZE 79.240 X 100 OR 20504-3203 12/2000 4 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | BISCAYNE KEY ESTS |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 4602 |
Source: Miami-Dade County assessment roll, as of July 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 741 HARBOR DR, KEY BISCAYNE, FL 33149-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAKE MORTGAGE CORP |
| Apr 7, 2017 | Loan Modification, Mortgage ANTHEM BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2013 · Amount on Record |
| Deed Document Number | 2025422318 |
| Deed Book / Page | 34784 / 1909 |
| Prior Transfer Date | Apr 20, 2025 |
| Prior Transfer Doc | 0000422318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 741 HARBOR DR, KEY BISCAYNE, FL 33149-1742 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 741 HARBOR DR, KEY BISCAYNE, FL 33149-1742 |
| Document Number | 0000117382 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 35170/237 |
| Instrument | 2026R0117382 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 741 HARBOR DR, KEY BISCAYNE, FL 33149-1742 |
| Document Number | 0000229669 |
| Book / Page | 030507 / 001457 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 741 HARBOR DR KEY BISCAYNE FL 331491742, KEY BISCAYNE, FL 33149-1742 |
| Document Number | 0000229669 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 030507/001457 |
| Instrument | 229669 |
| Name | ANTHEM BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Miami-Dade County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,034.00 (+13.26%) | $3,449,169 (+11.91%) Land $2,060,240 Building $1,388,929 | $3,449,169 (+11.91%) Land $2,060,240 Building $1,388,929 |
| 2023 | $48,589.00 (+12.65%) | $3,081,984 (+15.37%) Land $1,822,520 Building $1,259,464 | $3,081,984 (+15.37%) Land $1,822,520 Building $1,259,464 |
| 2022 | $43,132.00 | $2,671,443 Land $1,398,586 Building $1,272,857 | $2,671,443 Land $1,398,586 Building $1,272,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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