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735 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 735 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,683 sqft · built 1995
Lot Size0.171 acres (7,469 sqft)
Owner2 Individual Names on File
Tax Bill$30,208 (2025)
Deeds & MortgagesMay 2023 Mortgage
Sep 2023 Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-001-1290

Property Details

APN / Parcel Number

Primary APN24-5205-001-1290

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,683 sqft Living Area
Gross Area4,351 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1995
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area7,469 sqft (0.171 acres)
Lot Dimensions100 ft deep x 74 ft wide
Garage Area280 sqft
PorchPorch
Porch Area115 sqft
Patio Area440 sqft

Location & Zoning

Street Address735 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 & 6 55 42 BISCAYNE KEY ESTS PB 50-61 LOT 19 BLK 9 LOT SIZE 74.690 X 100 OR 17662-3226 0597 1
Legal Range42
Legal Township55
Legal Section05
Legal SubdivisionBISCAYNE KEY ESTS
Legal Block9
Legal Lot Number19
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3027
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-5205-001-1290

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address735 HARBOR DR, KEY BISCAYNE, FL 33149-1742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2023Deed of Trust, Mortgage · Balloon Mortgage
CITY FIRST MORTGAGE CORP
Sep 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
DECIMAL CAPITAL PARTNERS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2019
Deed SaleSep 17, 2019
Prior SaleNov 03, 2010 · Amount on Record
Deed Document Number2019R0581516
Deed Book / Page27478 / 0797
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address735 HARBOR DR, KEY BISCAYNE, FL 33149-1742
Transaction TypeMortgage
Record UpdatedApr 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 HARBOR DR, KEY BISCAYNE, FL 33149-1742

Mortgage

Document Number0000296991
DateMay 04, 2023
Book Page33691/1400
Instrument2023R0296991
Lender
NameCITY FIRST MORTGAGE CORP
TypeMortgage Company
AddressHOLLYWOOD, FL 33024
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term60 Months
DueMay 01, 2028

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address735 HARBOR DR, KEY BISCAYNE, FL 33149-1742
Transaction TypeMortgage
Record UpdatedApr 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 HARBOR DR, KEY BISCAYNE, FL 33149-1742

Mortgage

Document Number0000665203
DateSep 20, 2023
Book Page33889/3060
Instrument2023R0665203
Lender
NameDECIMAL CAPITAL PARTNERS LLC
TypeNon-Lending Institution
AddressMIAMI, FL 33131
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$30,208.00 (+2.29%) Homeowner's exemption$1,894,345 (+2.9%)$2,873,302 (+7.92%) Land $1,941,940 Building $931,362
2024$29,532.00 (+1.35%) Homeowner's exemption$1,840,958 (+3%)$2,662,349 (-0.49%) Land $1,717,870 Building $944,479
2023$29,140.00 (+3.76%) Homeowner's exemption$1,787,338 (+3%)$2,675,466 (+16.88%) Land $1,717,870 Building $957,596
2022$28,083.00 Homeowner's exemption$1,735,280$2,288,991 Land $1,318,278 Building $970,713

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 489 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
59 under condo master policies
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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