7409 Thames River Dr, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7409 Thames River Dr, Hanover, MD 21076 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,312 sqft · built 2009
Lot Size	0.16 acres (7,001 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Oct 2021)
Tax Bill	$6,372 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-840-90227751`

Property Details

APN / Parcel Number

Primary APN	`04-840-90227751`
Alternative APN	`84090227751`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,312 sqft Total Area
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,001 sqft (0.16 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	84090227751
Street Address	7409 THAMES RIVER DR
City	HANOVER
State	MD
Zip	21076-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 7409 THAMES RIVER DR VICTORIA LANDING
Legal Subdivision	VICTORIA LNDG
Legal Lot Number	18 7409
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	740103

Owner

Source: Anne Arundel County records · APN 04-840-90227751

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7409 THAMES RIVER DR, HANOVER, MD 21076-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	0037708330
Deed Book / Page	37708 / 330
Record Updated	Jun 07, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 13, 2021
Property Address	7409 THAMES RIVER DR, HANOVER, MD 21076-1778
Document Number	0377050330
Book / Page	37705 / 330
Map Reference	MB 284 PL 43-45
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7409 THAMES RIVER DR, HANOVER, MD 21076-1778

Mortgage

Document Number	37705337
Date	Oct 13, 2021
Instrument	37705/337

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7409 THAMES RIVER DR, HANOVER, MD 21076-1778
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE SOURCE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0308250358
Date	Apr 13, 2017
Book Page	30825/358
Instrument	30825-358

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,372.00	$583,567	$692,300 Land $145,200 Building $547,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037401031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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