7405 Thames River Dr, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7405 Thames River Dr, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,296 sqft · built 2008
Lot Size	0.179 acres (7,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$666,000 (Dec 2021)
Tax Bill	$7,641 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-840-90227753`

Property Details

APN / Parcel Number

Primary APN	`04-840-90227753`
Alternative APNs	`4-840-90227753` `84090227753`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,296 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,803 sqft (0.179 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	84090227753
Street Address	7405 THAMES RIVER DR
City	HANOVER
State	MD
Zip	21076-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 20 VICTORIA LANDING
Legal Subdivision	VICTORIA LANDING
Legal Block	1
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7405 THAMES RIVER DR, HANOVER, MD 21076-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 22, 2019	Loan Modification, Mortgage · Conventional with PMI MTGLQ INVTRS
Oct 22, 2019	Deed of Trust, Mortgage · Conventional with PMI SELENE FIN
Sep 9, 2019	Loan Modification, Mortgage · Conventional with PMI SELENE FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Book / Page	38140 / 95
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 28, 2021
Property Address	7405 THAMES RIVER DR, HANOVER, MD 21076-1778
Document Number	0381400095
Book / Page	38140 / 95
Map Reference	MB 284PG43-45PL14769
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,990.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7405 THAMES RIVER DR, HANOVER, MD 21076-1778

Mortgage

Document Number	0038140101
Date	Dec 28, 2021
Instrument	38140/101

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	7405 THAMES RIVER DR, HANOVER, MD 21076-1778
Document Number	0343850227
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 THAMES RIVER DR HANOVER MD 210761778, HANOVER, MD 21076-1778

Mortgage

Document Number	0343850227
Date	Apr 1, 2020
Book Page	034385/000227

Lender

Name	MTGLQ INVTRS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Mar 31, 2059

Interest

Rate Type	Fixed Rate
Rate	4%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7405 THAMES RIVER DR, HANOVER, MD 21076-1778
Document Number	0341180261
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 THAMES RIVER DR HANOVER MD 210761778, HANOVER, MD 21076-1778

Mortgage

Document Number	0341180261
Date	Jan 27, 2020
Book Page	034118/000261

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Jan 26, 2059

Interest

Rate Type	Fixed Rate
Rate	4%

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	7405 THAMES RIVER DR, HANOVER, MD 21076-1778
Document Number	0336150136
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 THAMES RIVER DR HANOVER MD 210761778, HANOVER, MD 21076-1778

Mortgage

Document Number	0336150136
Date	Sep 25, 2019
Book Page	033615/000136

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2059

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,900 (+3.43%)	$720,700 (+10.28%) Land $163,500 Building $557,200
2025	$7,641.00 (+19.93%)	$653,500 (+12.01%) Land $146,600 Building $506,900	$653,500 (-) Land $146,600 Building $506,900
2023	$6,371.00	$583,433	$653,500 Land $146,600 Building $506,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Thames River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures