7409 Champlain Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 7409 Champlain Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,236 sqft · built 2015
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2015)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R08205-002-001-000`

Property Details

APN / Parcel Number

Primary APN	`R08205-002-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,236 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,178 sqft
Finished Basement	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Terrain	Low
Garage Type	Detached
Garage Area	954 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	504 sqft
Deck Area	300 sqft
Patio Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	7409 CHAMPLAIN DR
City	WILMINGTON
State	NC
Zip	28412-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 150 OCEAN FOREST LKS II
Legal Subdivision	OCEAN FOREST LAKES SEC 2
Legal Block	2
Legal Lot Number	150
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2000
Census Tract	12106

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7409 CHAMPLAIN DR, WILMINGTON, NC 28412-3190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2015 · Amount on Record
Deed Sale	Sep 24, 2015 · Amount on Record
Prior Sale	Feb 12, 2015 · Amount on Record
Deed Document Number	201529410
Deed Book / Page	5920 / 1059
Prior Transfer Date	Jun 9, 2010
Prior Transfer Doc	00549101403
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7409 CHAMPLAIN DR, WILMINGTON, NC 28412-3190
Document Number	0063600889
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7409 CHAMPLAIN DR WILMINGTON NC 284123190, WILMINGTON, NC 28412-3190

Mortgage

Document Number	0063600889
Date	Sep 28, 2020
Book Page	006360/000889
Instrument	39758

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,200 (-) Land $146,000 Building $424,200	$570,200 (-) Land $146,000 Building $424,200
2025	$2,231.00 (+12.39%)	$570,200 (+55.83%) Land $146,000 Building $424,200	$570,200 (+55.83%) Land $146,000 Building $424,200
2024	$1,985.00 (+0.3%)
2023	$1,979.00 (-0.9%)	$365,900 Land $79,400 Building $286,500	$365,900 Land $79,400 Building $286,500
2022	$1,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20