7408 Champlain Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 7408 Champlain Dr, Wilmington, NC 28412

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,864 sqft · built 2001
Lot Size0.437 acres (19,036 sqft)
OwnerIndividual Name on Record
Last Sale$427,000 (Mar 2019)
Tax Bill$2,471 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR08209-001-002-000

Property Details

APN / Parcel Number

Primary APNR08209-001-002-000

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,864 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,376 sqft
Finished Basement1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialWood
Foundation TypePile
Roof MaterialComposition Shingle
Lot Area19,036 sqft (0.437 acres)
TerrainLow
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area512 sqft
Deck Area168 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceWell

Location & Zoning

Street Address7408 CHAMPLAIN DR
CityWILMINGTON
StateNC
Zip28412-3191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLT 73 OCEAN FOREST LKS II
Legal SubdivisionOCEAN FOREST LAKES SEC 2
Legal Block1
Legal Lot Number73
JurisdictionNEW HANOVER NC
Township / Civil DivisionFEDERAL POINT
Census Block Group2
Census Block2005
Census Tract12106

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7408 CHAMPLAIN DR, WILMINGTON, NC 28412-3191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FNDG
Mar 25, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Sep 25, 2019Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2019 · Amount on Record
Deed SaleMar 8, 2019 · Amount on Record
Prior SaleFeb 11, 2004
Deed Document Number20196548
Deed Book / Page6200 / 64
Prior Transfer DateOct 8, 2013
Prior Transfer Doc0057760766
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address7408 CHAMPLAIN DR, WILMINGTON, NC 28412-3191
Document Number0063712608
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7408 CHAMPLAIN DR WILMINGTON NC 284123191, WILMINGTON, NC 28412-3191

Mortgage

Document Number0063712608
DateOct 28, 2020
Book Page006371/002608
Instrument45252
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressATLANTA, GA 30326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address7408 CHAMPLAIN DR, WILMINGTON, NC 28412-3191
Document Number0062972742
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7408 CHAMPLAIN DR WILMINGTON NC 284123191, WILMINGTON, NC 28412-3191

Mortgage

Document Number0062972742
DateMar 31, 2020
Book Page006297/002742
Instrument11399
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term276 Months
DueMar 30, 2043

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address7408 CHAMPLAIN DR, WILMINGTON, NC 28412-3191
Document Number0062500885
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7408 CHAMPLAIN DR PONTIAC MI 48341, PONTIAC, MI 48341

Mortgage

Document Number0062500885
DateSep 30, 2019
Book Page006250/000885
Instrument31455
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$633,400 (-) Land $150,900 Building $482,500$633,400 (-) Land $150,900 Building $482,500
2025$2,471.00 (+4.35%)$633,400 (+44.22%) Land $150,900 Building $482,500$633,400 (+44.22%) Land $150,900 Building $482,500
2024$2,368.00 (+0.25%)
2023$2,362.00 (-0.92%)$439,200 Land $83,400 Building $355,800$439,200 Land $83,400 Building $355,800
2022$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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