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7408 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7408 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,980 sqft · built 1926
Lot Size0.221 acres (9,627 sqft)
OwnerIndividual Name on Record
Last Sale$296,900 (Sep 2025)
Tax Bill$3,645 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN593-0008-0203-00

Property Details

APN / Parcel Number

Primary APN593-0008-0203-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
1st Floor Area1,116 sqft
2nd Floor Area864 sqft
Upper Floors Area864 sqft
Basement Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,627 sqft (0.221 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7408 BERNARD AVE
CityCINCINNATI
StateOH
Zip45231-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description26 BERNARD AVE 50 X 192 LOT 18 L LISTERMANS 1ST SUB
Legal SubdivisionL LISTERMANS 1ST SUB
Legal Lot Number18
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group2
Census Block2007
Census Tract21702

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7408 BERNARD AVE, CINCINNATI, OH 45231-4406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Warranty Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC
Sep 24, 2019Deed of Trust, Mortgage · FHA Mortgage
NATIONS RELIABLE LNDG
Jan 30, 2019Warranty Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG
Jun 25, 2018Grant Deed, Transfer
TERRY MONNIE TITLE COMPANY
Jun 25, 2018Warranty Deed, Transfer
TERRY MONNIE TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Prior SaleMar 26, 2025 · Amount on Record
Deed Document Number0000067165
Deed Book / Page15492 / 230
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 3, 2025
Property Address7408 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number0000067165
Book / Page15492 / 230
Map ReferenceMB 1 PG 8
Instrument DateAug 25, 2025
Instrument2025-0067165
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, AHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$296.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7408 BERNARD AVE, MOUNT HEALTHY, OH 45231-4406

Mortgage

Document Number0000067166
DateSep 3, 2025
Instrument2025-0067166
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7408 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number0000084748
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address7408 BERNARD AVE CINCINNATI OH 452314406, CINCINNATI, OH 45231-4406

Mortgage

Document Number0000084748
DateOct 1, 2019
Book Page014013/001578
Instrument84748
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 30, 2019
Property Address7408 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number0000007523
Book / Page013844 / 000254
Instrument DateJan 18, 2019
Instrument7523
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$446.01
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7408 BERNARD AVE CINCINNATI OH 452314406, CINCINNATI, OH 45231-4406

Mortgage

Document Number7524
DateJan 30, 2019
Book Page013844/000256
Instrument7524
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateJun 25, 2018
Property Address7408 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number0000053976
Book / Page013696 / 000954
Instrument DateJun 22, 2018
Instrument53976
Transaction TypeTransfer
Record UpdatedSep 5, 2018
Title CompanyTERRY MONNIE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2570 MADISON RD #22 CINCINNATI OH 452081150, 22, CINCINNATI, OH 45208-1150
InvestorPossibly a Property Investor

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 25, 2018
Property Address7408 BERNARD AVE, CINCINNATI, OH 45231-4406
Document Number0000053977
Book / Page013696 / 000956
Instrument DateJun 22, 2018
Instrument53977
Transaction TypeTransfer
Record UpdatedSep 5, 2018
Title CompanyTERRY MONNIE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$119.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4519 KENNY RD COLUMBUS OH 432203710, COLUMBUS, OH 43220-3710
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,645.00 (-2.15%)$67,746 (-) Land $7,203 Building $60,543
2024$3,725.00 (+1.06%)$67,746 (-) Land $7,203 Building $60,543
2023$3,686.00 (-6.57%)$67,746 (+30.19%) Land $7,203 Building $60,543$193,560 (+30.19%) Land $20,580 Building $172,980
2022$3,945.00$52,035 Land $5,814 Building $46,221
2020$148,670 Land $16,610 Building $132,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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