Hamilton County property record for 7401 Bernard Ave, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1930 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,500 (Jun 2023) |
| Tax Bill | $2,415 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0008-0146-00 |
| Primary APN | 593-0008-0146-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,028 sqft |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Dimensions | 201 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7401 BERNARD AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERNARD AVE 50 X 201.05 IRR LOT 39 L LISTERMANS 1ST SUB |
| Legal Subdivision | LISTERMANS 1ST SUB |
| Legal Lot Number | 39 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21702 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7401 BERNARD AVE, CINCINNATI, OH 45231-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 202342249 |
| Deed Book / Page | 14941 / 235 |
| Prior Transfer Date | Jul 20, 1995 |
| Prior Transfer Doc | 0000097775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 21, 2023 |
| Property Address | 7401 BERNARD AVE, CINCINNATI, OH 45231-4405 |
| Document Number | 0000042249 |
| Book / Page | 14941 / 235 |
| Map Reference | MB 1 PG 8 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023-0042249 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7401 BERNARD AVE, CINCINNATI, OH 45231-4405 |
| Document Number | 0000042250 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023-0042250 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 14, 2019 |
| Property Address | 7401 BERNARD AVE, CINCINNATI, OH 45231-4405 |
| Document Number | 0000011742 |
| Book / Page | 013855 / 000615 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 11742 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7401 BERNARD AVE CINCINNATI OH 452314405, CINCINNATI, OH 45231-4405 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,415.00 (+0.12%) | $45,854 (-) Land $7,350 Building $38,504 | $131,010 (-) Land $21,000 Building $110,010 |
| 2024 | $2,412.00 (+24.46%) | $45,854 (-) Land $7,350 Building $38,504 | |
| 2023 | $1,938.00 (+68.08%) Homeowner's exemption | $45,854 (+88.66%) Land $7,350 Building $38,504 | $131,010 (+88.67%) Land $21,000 Building $110,010 |
| 2022 | $1,153.00 Homeowner's exemption | $24,305 Land $5,933 Building $18,372 | |
| 2020 | $69,440 Land $16,950 Building $52,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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