74079 Madison St, Armada, MI 48005 Property Records

Macomb County property record for 74079 Madison St, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,400 sqft · built 2003
Lot Size	0.185 acres (8,096 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Sep 2021)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-24-177-016`

Property Details

APN / Parcel Number

Primary APN	`25-02-24-177-016`
Alternative APN	`0224177016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,400 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	8,096 sqft (0.185 acres)
Lot Width	63 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	740 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	74079 MADISON ST
City	ARMADA
State	MI
Zip	48005-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	25-02-24-177-016 LOT 165 OF ARMADA MEADOWS NO3 VILLAGE OF ARMADA.
Legal Subdivision	ARMADA MEADOWS SUB
Legal Lot Number	165
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2008
Census Tract	212000

Owner

74079 Madison St is owned and occupied by an individual who bought it in September 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	74079 MADISON ST, ARMADA, MI 48005-4814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
May 30, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Aug 16, 2010 · Amount on File
Deed Document Number	20212241725
Deed Book / Page	28032 / 156
Prior Transfer Date	Aug 1, 2014
Prior Transfer Doc	0000060514
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74079 MADISON ST, ARMADA, MI 48005-4814
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74079 MADISON ST, ARMADA, MI 48005-4814

Mortgage

Document Number	2500090984
Date	Oct 9, 2025
Book Page	30330/376
Instrument	202500090984

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 23, 2021
Property Address	74079 MADISON ST, ARMADA, MI 48005-4814
Document Number	2102241725
Book / Page	28032 / 156
Map Reference	LB 127 PG 17
Instrument Date	Aug 26, 2021
Instrument	202102241725
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,077.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74079 MADISON ST, 74079, ARMADA, MI 48005-4814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74079 MADISON ST, ARMADA, MI 48005-4814

Mortgage

Document Number	2102240849
Date	Sep 23, 2021
Instrument	202102240849

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74079 MADISON ST, ARMADA, MI 48005-4814
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74079 MADISON ST, ARMADA, MI 48005-4814

Mortgage

Document Number	2102191143
Date	Jun 2, 2021
Book Page	27757/461
Instrument	202102191143

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74079 MADISON ST, ARMADA, MI 48005-4814
Document Number	0000064447
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74079 MADISON ST ARMADA MI 480054814, ARMADA, MI 48005-4814

Mortgage

Document Number	0000064447
Date	Jun 4, 2020
Book Page	026747/000812
Instrument	64447

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74079 MADISON ST, ARMADA, MI 48005-4814
Document Number	0000008823
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74079 MADISON ST ARMADA MI 480054814, ARMADA, MI 48005-4814

Mortgage

Document Number	0000008823
Date	Oct 1, 2018
Book Page	025605/000329
Instrument	8823

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 30, 2028

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 25, 2018
Property Address	74079 MADISON ST, ARMADA, MI 48005-4814
Document Number	0000060514
Book / Page	025382 / 000027
Instrument Date	Aug 1, 2014
Instrument	60514
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74079 MADISON ST ARMADA MI 480054814, ARMADA, MI 48005-4814

Tax Assessment & Valuation

The 2025 property tax bill for 74079 Madison St was $4,553 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (+5.72%)	$343,800 (+5.72%)
2025	$4,553.00 Homeowner's exemption	$162,600	$325,200
2023		$140,200	$280,400
2022	$3,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74079 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74079 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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