74040 Madison St, Armada, MI 48005 Property Records

Macomb County property record for 74040 Madison St, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 1999
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2025)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-24-178-007`

Property Details

APN / Parcel Number

Primary APN	`25-02-24-178-007`
Alternative APN	`0224178007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	8,189 sqft (0.188 acres)
Lot Width	64 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	74040 MADISON ST
City	ARMADA
State	MI
Zip	48005-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	25-02-24-178-007 LOT 87 OF ARMADA MEADOWS NO 3 VILLAGE OF ARMADA.
Legal Subdivision	ARMADA MEADOWS SUB
Legal Lot Number	87
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2009
Census Tract	212000

Owner

74040 Madison St is owned and occupied by two individuals who bought it in May 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23600 GLENBROOK ST, SAINT CLAIR SHORES, MI 48082-2501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 6, 2021	Intrafamily Transfer, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on File
Deed Sale	May 22, 2025 · Amount on File
Prior Sale	Jan 20, 2023 · Amount on File
Deed Document Number	202546290
Deed Book / Page	30109 / 739
Prior Transfer Date	Apr 28, 2021
Prior Transfer Doc	2102176619
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 20, 2023
Property Address	74040 MADISON ST, ARMADA, MI 48005-4813
Document Number	2300005565
Book / Page	28978 / 368
Map Reference	LB 127 PG 17-22
Instrument Date	Jan 18, 2023
Instrument	202300005565
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TTL AGCY INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74040 MADISON ST, ARMADA, MI 48005-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74040 MADISON ST, ARMADA, MI 48005-4813

Mortgage

Document Number	2300005690
Date	Jan 20, 2023
Instrument	202300005690

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	May 6, 2021
Property Address	74040 MADISON ST, ARMADA, MI 48005-4813
Document Number	2102176619
Book / Page	27679 / 290
Map Reference	LB 127 PG 17-22
Instrument Date	Apr 28, 2021
Instrument	202102176619
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	74040 MADISON ST, ARMADA, MI 48005-4813

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74040 MADISON ST, ARMADA, MI 48005-4813
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74040 MADISON ST, ARMADA, MI 48005-4813

Mortgage

Document Number	0000115953
Date	Jan 29, 2021
Book Page	27380/319
Instrument	2115953

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74040 MADISON ST, ARMADA, MI 48005-4813
Document Number	0000019146
Book / Page	024558 / 000949
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74040 MADISON ST ARMADA MI 480054813, ARMADA, MI 48005-4813

Mortgage

Document Number	0000019146
Date	Feb 16, 2017
Book Page	024558/000949
Instrument	19146

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 74040 Madison St was $5,117 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,100 (+5.56%)	$330,200 (+5.56%)
2025	$5,117.00 Homeowner's exemption	$156,400	$312,800
2023		$142,700	$285,400
2022	$2,350.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74040 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74040 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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