7406 Risden Rd, Vermilion, OH 44089 Property Records

Erie County property record for 7406 Risden Rd, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 1964
Lot Size	2.43 acres (106,256 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 1995)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00857-000`

Property Details

APN / Parcel Number

Primary APN	`12-00857-000`
Alternative APN	`001296-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	106,256 sqft (2.43 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001296-2
Street Address	7406 RISDEN RD
City	VERMILION
State	OH
Zip	44089-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 GLADYS RISDEN SUB 2 & REAR LAND E OF LOT 1 2.4393A
Legal Subdivision	GLADYS RISDEN SUB
Legal Lot Number	1
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1033
Census Tract	40200

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7406 RISDEN RD, VERMILION, OH 44089-9256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 1995 · Amount on Record
Deed Sale	Oct 6, 1995 · Amount on Record
Last Transfer Date	Nov 8, 2019
Transfer Doc	0000009466
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Apr 10, 2026
Property Address	7406 RISDEN RD, VERMILION, OH 44089-9256
Document Number	0000002701
Instrument Date	Apr 6, 2026
Instrument	20262701
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7406 RISDEN RD, VERMILION, OH 44089-9256

Mortgage

Document Number	0000002701,
Date	Apr 10, 2026
Instrument	20262701

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	7406 RISDEN RD, VERMILION, OH 44089-9256
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007124
Date	Oct 3, 2023
Instrument	202307124

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (-4.29%)	$76,629 (-) Land $17,178 Building $59,451
2024	$2,028.00 (-8.4%)	$76,629 (+20.73%) Land $17,178 Building $59,451	$218,940 (+20.73%) Land $49,080 Building $169,860
2023	$2,214.00 (-1.38%)	$63,472 (-) Land $13,524 Building $49,948
2022	$2,245.00	$63,472 Land $13,524 Building $49,948
2021			$181,350 Land $38,640 Building $142,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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