7315 Risden Rd, Vermilion, OH 44089 Property Records

Erie County property record for 7315 Risden Rd, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,650 sqft · built 2018
Lot Size	1.6 acres (69,705 sqft)
Owner	Individual Name on Record
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00856-002`

Property Details

APN / Parcel Number

Primary APN	`12-00856-002`
Alternative APN	`005665-1`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,650 sqft
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	69,705 sqft (1.6 acres)
Garage Type	Mixed
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	416 sqft
Lean-To	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	005665-1
Street Address	7315 RISDEN RD
City	VERMILION
State	OH
Zip	44089-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-5 S PT STANLEY TR W SIDE STANLEY RD 1.6002A
Legal Tract	W
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1032
Census Tract	40200

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12116 STANLEY RD, VERMILION, OH 44089-9284
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · ARM CIVISTA BANK
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	7315 RISDEN RD, VERMILION, OH 44089-9255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007684
Date	Aug 31, 2018
Instrument	201807684

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.85%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	7315 RISDEN RD, VERMILION, OH 44089-9255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006287
Date	Aug 5, 2019
Instrument	201906287

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,128.00 (-3.05%)	$113,778 (-) Land $14,693 Building $99,085
2024	$4,258.00 (+15.83%)	$113,778 (+28.3%) Land $14,693 Building $99,085	$325,080 (+28.3%) Land $41,980 Building $283,100
2023	$3,676.00 (-0.92%)	$88,679 (-0.32%) Land $11,508 Building $77,171
2022	$3,710.00	$88,966 Land $11,508 Building $77,458
2021			$253,370 Land $32,880 Building $220,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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