7405 Fair Oaks Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7405 Fair Oaks Dr, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,769 sqft · built 1953
Lot Size	1.07 acres (46,783 sqft)
Owner	2 Owner Names on File
Last Sale	$345,000 (Sep 1999)
Tax Bill	$10,369 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`526-0070-0084-00`

Property Details

APN / Parcel Number

Primary APN	`526-0070-0084-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,769 sqft Living Area
1st Floor Area	2,769 sqft
Basement Area	2,769 sqft
Finished Basement	1,500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	46,783 sqft (1.07 acres)
Lot Dimensions	296 ft deep x 165 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	899 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7405 FAIR OAKS DR
City	CINCINNATI
State	OH
Zip	45237-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR OAKS DR R1-T4-S31 S E 165.10 X 296.60 IRR PARS 84-101 CONS
Legal Range	01
Legal Township	04
Legal Section	31
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

The current owner of 7405 Fair Oaks Dr bought it in September 1999.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	7405 FAIR OAKS DR, CINCINNATI, OH 45237-2925
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 1999 · Amount on File
Deed Sale	Sep 14, 1999 · Amount on File
Prior Sale	Oct 28, 1993
Deed Document Number	885547
Deed Book / Page	52600
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7405 FAIR OAKS DR, CINCINNATI, OH 45237-2925
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 FAIR OAKS DR, CINCINNATI, OH 45237-2925

Mortgage

Document Number	0000149900
Date	Dec 15, 2021
Book Page	14564/724
Instrument	2021-0149900

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 26, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7405 FAIR OAKS DR, CINCINNATI, OH 45237-2925
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117766
Date	Sep 29, 2021
Book Page	14512/1568
Instrument	2021-0117766

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7405 Fair Oaks Dr was $10,369, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,369.00 (+3.12%)	$171,829 (-) Land $34,881 Building $136,948
2024	$10,055.00 (-2.18%)	$171,829 (-) Land $34,881 Building $136,948
2023	$10,279.00 (+21.11%)	$171,829 (+39.77%) Land $34,881 Building $136,948	$490,940 Land $99,660 Building $391,280
2022	$8,487.00 Homeowner's exemption	$122,941 Land $32,662 Building $90,279
2020			$351,260 Land $93,320 Building $257,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7405 Fair Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 Fair Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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