7203 Fair Oaks Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7203 Fair Oaks Dr, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,696 sqft · built 1951
Lot Size	1.27 acres (55,408 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2018)
Tax Bill	$11,643 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`526-0070-0078-00`

Property Details

APN / Parcel Number

Primary APN	`526-0070-0078-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,696 sqft Living Area
1st Floor Area	1,886 sqft
2nd Floor Area	1,810 sqft
Upper Floors Area	1,810 sqft
Basement Area	1,858 sqft
Finished Basement	750 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	55,408 sqft (1.27 acres)
Lot Dimensions	278 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7203 FAIR OAKS DR
City	CINCINNATI
State	OH
Zip	45237-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR OAKS DR 200 X 278.91IRR R1-T4-S31 S E PARS 78-86 CONS
Legal Range	01
Legal Township	04
Legal Section	31
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

7203 Fair Oaks Dr is owned and occupied by an individual who bought it in July 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7203 FAIR OAKS DR, CINCINNATI, OH 45237-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Jul 16, 2012
Deed Document Number	0000003635
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7203 FAIR OAKS DR, CINCINNATI, OH 45237-2921
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040300
Date	Jun 13, 2023
Book Page	14936/1419
Instrument	2023-0040300

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7203 FAIR OAKS DR, CINCINNATI, OH 45237-2921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200111647
Date	Oct 26, 2020
Book Page	14282/1584
Instrument	2020-0111647

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2018
Property Address	7203 FAIR OAKS DR, CINCINNATI, OH 45237-2921
Document Number	0000003635
Instrument Date	Jun 15, 2018
Instrument	18-0063635
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 SOUTH BLVD E, PONTIAC, MI 48341

Mortgage

Document Number	0000003636
Date	Jul 24, 2018
Instrument	18-0063636

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2018
Property Address	7203 FAIR OAKS DR, CINCINNATI, OH 45237-2921
Document Number	0000062434
Book / Page	013713 / 002494
Instrument Date	Jun 11, 2018
Instrument	62434
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7203 FAIR OAKS DR CINCINNATI OH 452372921, CINCINNATI, OH 45237-2921

Tax Assessment & Valuation

The 2025 property tax bill for 7203 Fair Oaks Dr was $11,643, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,643.00 (+0.15%)	$187,408 (-) Land $37,566 Building $149,842
2024	$11,625.00 (-0.16%)	$187,408 (-) Land $37,566 Building $149,842
2023	$11,644.00 (+27.47%)	$187,408 (+46.7%) Land $37,566 Building $149,842	$535,450 Land $107,330 Building $428,120
2022	$9,135.00	$127,750 Land $35,175 Building $92,575
2020			$365,000 Land $100,500 Building $264,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7203 Fair Oaks Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7203 Fair Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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